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Can I get pre-approved without a credit check?

The National Credit Act prohibits lenders from advancing loans to consumers who are over-committed in terms of contractual debt and or have not managed the repayment of their debt obligations responsibly.

Conducting a credit check is therefore an integral component of the pre-approval process. As ooba conducts a credit check on behalf of the consumer, these enquiries do not leave a “foot-print” on the consumer’s credit bureau record and therefore will not affect the consumer’s credit score.

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Average rating of 4.82 from over 3 000 reviews

Simply The Best

Ooba home loans services are simply the best. My Consultant Bianca Dancer was so hands on and helpful from the get go. She guided me through the entire process and put me at ease being a first time buyer. I highly recommend their services.

Tia J

Excellent Service

Jay Govender and Maleshini Reddy from OOBA provided outstanding assistance and guidance in securing our home loan. Response times were excellent and they were professional and friendly.

Brice G

Bond Application

Estelle Vorster was really helpful in securing the best deal for my home loan, she not only negotiated a lower interest rate she went as far as securing 50% discount on the transfer costs.

Butana M