Get pre-approved for a home loan today
Whether you're looking to buy or ready to put in an offer, we recommend you get pre-approved. Do it yourself with our online Bond Indicator tool or get expertly verified by an expert before submitting your offer.
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Do it yourself
The ooba bond indicator is a FREE online pre-approval tool that allows you to check your credit score and establish what you can realistically afford in a matter of minutes.
Do it yourself -
Speak to an expert
An expert will examine your credit record and your income and expenses in the same way a bank would to give you an accurate assessment of what you can afford and how likely you are to qualify for a bond.
Speak to an expert
Why you should get pre-approved
ooba’s pre-approval allows you to check your credit score and assess how much you can afford.
Shop with confidence
Knowing your credit score allows you to address any issues before applying for a home loan.
Know how much you can afford
ooba considers your financial information in the same way a bank would, to give you an accurate assessment of what you can afford.
Get the competitive advantage
Sellers are more likely to accept an offer from someone who has proof that they can afford to buy.
Sign a sale agreement with peace of mind
Pre-approval protects you from putting in an offer on a property you can’t afford. Why risk disappointment?
Hundreds of thousands of customers trusted us
Poelo Rangoako
Such a pleasant experience
I had such a pleasant experience with ooba Home Loans, who assisted me with my bond application. They were very patient and motivated to ensure a successful outcome of my application. Thank you so very much. This is so appreciated.
Ayanda Raziya
My hope was restored
After almost giving up hope with getting home finance, my hope was restored when an ooba consultant assisted me. My own bank rejected the application twice. Our consultant said we should broaden our search and look at other banks. They kept me updated with feedback from the various banks, and assured me that we would succeed in getting home finance. They are a pleasure to work with and go over and above what is required. Thank you ooba.
Annebe Cooke
You simply never gave up
Thank you, Charlene Viljoen, for your enthusiasm, communication skills and professional demeanour in helping me obtain a bond for our property. You were so reliable, dedicated and upbeat at all times – and how you put up with all my questions, I’ll never know! You simply never gave up and I doubt that I would have gotten that bond and property without you. Of particular value to me was your outstanding level of service and follow-through.
Our experts are available from 8am to 5pm, Monday to Friday excluding public holidays.
We will respond within 24 hours.