Get prequalified for a home loan today
Whether you're looking to buy or ready to put in an offer, we recommend you get prequalified. Do it yourself with our online Bond Indicator tool or get expertly verified by an expert before submitting your offer.
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Do it yourself
The ooba bond indicator is a FREE online prequalification tool that allows you to check your credit score and establish what you can realistically afford in a matter of minutes.
Do it yourself -
Speak to an expert
An expert will examine your credit record and your income and expenses in the same way a bank would to give you an accurate assessment of what you can afford and how likely you are to qualify for a bond.
Speak to an expert
Why you should get prequalified
ooba’s prequalification allows you to check your credit score and assess how much you can afford.
Shop with confidence
Knowing your credit score allows you to address any issues before applying for a home loan.
Know how much you can afford
ooba considers your financial information in the same way a bank would, to give you an accurate assessment of what you can afford.
Get the competitive advantage
Sellers are more likely to accept an offer from someone who has proof that they can afford to buy.
Sign a sale agreement with peace of mind
Pre-approval protects you from putting in an offer on a property you can’t afford. Why risk disappointment?
Hundreds of thousands of customers trusted us
Mr & Mrs Starkey
Very rare that you get service like that today
“My husband and I would like to thank you so much for assisting us from the first moment we were in contact with you. We are so grateful for the exceptional service you have given us, keeping us updated through it all, and your speedy response day or night. Even though we were so indecisive, you went the extra mile to keep us happy without any hesitation. Very rare that you get service like that today. Thank you once again.”
Quinten Mulder
I’ll always be grateful
“Thank you for assisting me in starting the next chapter of my life in my amazing new home. Thank you, ooba, for making a positive change in people’s lives. I’ll always be grateful.”
Annebe Cooke
You simply never gave up
“Thank you, Charlene Viljoen, for your enthusiasm, communication skills and professional demeanour in helping me obtain a bond for our property near Kruger National Park. You were so reliable, dedicated and upbeat at all times – and how you put up with all my questions, I’ll never know! You simply never gave up and I doubt that I would have gotten that bond and property without you. Of particular value to me was your outstanding level of service and follow-through.”
Our experts are available from 8am to 5pm, Monday to Friday excluding public holidays.
We will respond within 24 hours.