Phone us on 0860 00 66 22

Phone us on 0860 00 66 22

Get prequalified for a home loan today

Whether you're looking to buy or ready to put in an offer, we recommend you get prequalified. Do it yourself with our online Bond Indicator tool or get expertly verified by an expert before submitting your offer.

DO IT YOURSELF SPEAK TO AN EXPERT

  • Do it yourself
    Do it yourself

    The ooba bond indicator is a FREE online prequalification tool that allows you to check your credit score and establish what you can realistically afford in a matter of minutes.

    Do it yourself
  • Speak to an expert
    Speak to an expert

    An expert will examine your credit record and your income and expenses in the same way a bank would to give you an accurate assessment of what you can afford and how likely you are to qualify for a bond.

    Speak to an expert

Why you should get prequalified

ooba’s prequalification allows you to check your credit score and assess how much you can afford.

  • Shop with confidence

    Knowing your credit score allows you to address any issues before applying for a home loan.

  • Know how much you can afford 

    ooba considers your financial information in the same way a bank would, to give you an accurate assessment of what you can afford.

  • Get the competitive advantage

    Sellers are more likely to accept an offer from someone who has proof that they can afford to buy.

  • Sign a sale agreement with peace of mind

    Pre-approval protects you from putting in an offer on a property you can’t afford. Why risk disappointment?

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Hundreds of thousands of customers trusted us

Annebe Cooke

You simply never gave up

“Thank you, Charlene Viljoen, for your enthusiasm, communication skills and professional demeanour in helping me obtain a bond for our property near Kruger National Park. You were so reliable, dedicated and upbeat at all times – and how you put up with all my questions, I’ll never know! You simply never gave up and I doubt that I would have gotten that bond and property without you. Of particular value to me was your outstanding level of service and follow-through.”

Devon Smart

Exceptional service

“Bronwyn Philip from ooba has been assisting us with all of our property acquisitions for many years. Her service has been nothing short of incredible and we look forward to working with her for years to come.”

Jacqui Sharp

Brilliant service from ooba

“I recently purchased a home, and Susanne Adler at ooba submitted my bond application to the numerous banks. Her service was phenomenal, she attended to every query and went out of her way to get the best deal for me. I am super-impressed with her and the other staff I dealt with at ooba. I strongly recommend them to anyone who is looking to buy a home and needs to apply for a bond. Efficiency and friendliness at its best! Thank you, ooba.”

Speak to an expert

Request a call to have one of our experts prequalify you.

Our experts are available from 8am to 5pm, Monday to Friday excluding public holidays.
We will respond within 24 hours.