Get prequalified for a home loan today
Whether you're looking to buy or ready to put in an offer, we recommend you get prequalified. Do it yourself with our online Bond Indicator tool or get expertly verified by an expert before submitting your offer.
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Do it yourself
The ooba bond indicator is a FREE online prequalification tool that allows you to check your credit score and establish what you can realistically afford in a matter of minutes.
Do it yourself -
Speak to an expert
An expert will examine your credit record and your income and expenses in the same way a bank would to give you an accurate assessment of what you can afford and how likely you are to qualify for a bond.
Speak to an expert
Why you should get prequalified
ooba’s prequalification allows you to check your credit score and assess how much you can afford.
Shop with confidence
Knowing your credit score allows you to address any issues before applying for a home loan.
Know how much you can afford
ooba considers your financial information in the same way a bank would, to give you an accurate assessment of what you can afford.
Get the competitive advantage
Sellers are more likely to accept an offer from someone who has proof that they can afford to buy.
Sign a sale agreement with peace of mind
Pre-approval protects you from putting in an offer on a property you can’t afford. Why risk disappointment?
Hundreds of thousands of customers trusted us
Jacqui Sharp
Brilliant service from ooba
I recently purchased a home, and Susanne Adler at ooba submitted my bond application to the numerous banks. Her service was phenomenal, she attended to every query and went out of her way to get the best deal for me. I am super-impressed with her and the other staff I dealt with at ooba. I strongly recommend them to anyone who is looking to buy a home and needs to apply for a bond. Efficiency and friendliness at its best! Thank you, ooba.
Ayanda Raziya
My hope was restored
After almost giving up hope with getting home finance, my hope was restored when an ooba consultant assisted me. My own bank rejected the application twice. Our consultant said we should broaden our search and look at other banks. They kept me updated with feedback from the various banks, and assured me that we would succeed in getting home finance. They are a pleasure to work with and go over and above what is required. Thank you ooba.
Nomonde Nyawose
Amazing efficiency and professionalism
Thank you so much to ooba home loans. Your throughout the process was amazing. I cannot thank you enough for taking a huge load off my shoulders, especially since I’m a first time buyer. Your patience, kindness and friendliness made it seem as if I was dealing with a company I had known for years, and who has my best interests at heart.
Our experts are available from 8am to 5pm, Monday to Friday excluding public holidays.
We will respond within 24 hours.