Get prequalified for a home loan today
Whether you're looking to buy or ready to put in an offer, we recommend you get prequalified. Do it yourself with our online Bond Indicator tool or get expertly verified by an expert before submitting your offer.
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Do it yourself
The ooba bond indicator is a FREE online prequalification tool that allows you to check your credit score and establish what you can realistically afford in a matter of minutes.
Do it yourself -
Speak to an expert
An expert will examine your credit record and your income and expenses in the same way a bank would to give you an accurate assessment of what you can afford and how likely you are to qualify for a bond.
Speak to an expert
Why you should get prequalified
ooba’s prequalification allows you to check your credit score and assess how much you can afford.
Shop with confidence
Knowing your credit score allows you to address any issues before applying for a home loan.
Know how much you can afford
ooba considers your financial information in the same way a bank would, to give you an accurate assessment of what you can afford.
Get the competitive advantage
Sellers are more likely to accept an offer from someone who has proof that they can afford to buy.
Sign a sale agreement with peace of mind
Pre-approval protects you from putting in an offer on a property you can’t afford. Why risk disappointment?
Hundreds of thousands of customers trusted us
Jacqui Sharp
Brilliant service from ooba
“I recently purchased a home, and Susanne Adler at ooba submitted my bond application to the numerous banks. Her service was phenomenal, she attended to every query and went out of her way to get the best deal for me. I am super-impressed with her and the other staff I dealt with at ooba. I strongly recommend them to anyone who is looking to buy a home and needs to apply for a bond. Efficiency and friendliness at its best! Thank you, ooba.”
Tamaara Davids
Second time around was just as amazing
“Carey assisted me two years ago when I purchased my first apartment in Rosebank, Cape Town. I had absolutely no idea what to expect, but Carey explained the entire process to me (more than once) and regularly kept me updated, guiding me throughout. I obtained a loan with no hassle at all, and the transfer went through without any issues. When the offer on my second property was signed, I immediately contacted ooba and requested Carey’s assistance. My experience the second time around was just as amazing. I told Carey that I would very much like to secure a loan with my own bank (ABSA). ABSA came back with an offer, but did not offer me the most competitive rate (compared to the other banks). Carey very quickly negotiated a reduction better than the best rate I had been offered! I could not imagine going through the bond application process without Carey. I would definitely recommend ooba to anyone purchasing a property!”
Quinten Mulder
I’ll always be grateful
“Thank you for assisting me in starting the next chapter of my life in my amazing new home. Thank you, ooba, for making a positive change in people’s lives. I’ll always be grateful.”
Our experts are available from 8am to 5pm, Monday to Friday excluding public holidays.
We will respond within 24 hours.