Get pre-approved for a home loan today
Whether you're looking to buy or ready to put in an offer, we recommend you get pre-approved. Do it yourself with our online Bond Indicator tool or get expertly verified by an expert before submitting your offer.
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Do it yourself
The ooba bond indicator is a FREE online pre-approval tool that allows you to check your credit score and establish what you can realistically afford in a matter of minutes.
Do it yourself -
Speak to an expert
An expert will examine your credit record and your income and expenses in the same way a bank would to give you an accurate assessment of what you can afford and how likely you are to qualify for a bond.
Speak to an expert
Why you should get pre-approved
ooba’s pre-approval allows you to check your credit score and assess how much you can afford.
Shop with confidence
Knowing your credit score allows you to address any issues before applying for a home loan.
Know how much you can afford
ooba considers your financial information in the same way a bank would, to give you an accurate assessment of what you can afford.
Get the competitive advantage
Sellers are more likely to accept an offer from someone who has proof that they can afford to buy.
Sign a sale agreement with peace of mind
Pre-approval protects you from putting in an offer on a property you can’t afford. Why risk disappointment?
Hundreds of thousands of customers trusted us
Nomonde Nyawose
Amazing efficiency and professionalism
Thank you so much to ooba home loans. Your throughout the process was amazing. I cannot thank you enough for taking a huge load off my shoulders, especially since I’m a first time buyer. Your patience, kindness and friendliness made it seem as if I was dealing with a company I had known for years, and who has my best interests at heart.
Andile M
Willing to go to the ends of the earth
ooba Home Loans were willing to go to the ends of the earth to ensure we got approval for a home loan at the best rate. If you get an email from ooba, you can bet your last penny that they will try their utmost to get your bond application approved.
Mr & Mrs Starkey
Very rare that you get service like that today
“My husband and I would like to thank you so much for assisting us from the first moment we were in contact with you. We are so grateful for the exceptional service you have given us, keeping us updated through it all, and your speedy response day or night. Even though we were so indecisive, you went the extra mile to keep us happy without any hesitation. Very rare that you get service like that today. Thank you once again.”
Speak to an expert
Request a call to have one of our experts pre-approve you.Our experts are available from 8am to 5pm, Monday to Friday excluding public holidays.
We will respond within 24 hours.