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What happens after signing bond documents?

The bond registration process takes place after the bank has approved your home loan application. A bond attorney is appointed by the bank to register the bond for the property in your name. They prepare the documents, which you and the bond attorney sign. You also need to pay the attorney a bond registration fee.

Once the documents are signed, the bond attorney submits them to the bank for verification, and the bank gives the go-ahead for the bond to be registered at the Deeds Office.

The Deeds Office usually takes 8 to 10 working days to register the new title deed in your name, at which point you are confirmed as the new owner of the property. The title deed is sent to the bank for safekeeping until you have paid off the home loan.

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Ooba home loans services are simply the best. My Consultant Bianca Dancer was so hands on and helpful from the get go. She guided me through the entire process and put me at ease being a first time buyer. I highly recommend their services.

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Jay Govender and Maleshini Reddy from OOBA provided outstanding assistance and guidance in securing our home loan. Response times were excellent and they were professional and friendly.

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Estelle Vorster was really helpful in securing the best deal for my home loan, she not only negotiated a lower interest rate she went as far as securing 50% discount on the transfer costs.

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