Get pre-approved for a home loan today
Whether you're looking to buy or ready to put in an offer, we recommend you get pre-approved. Do it yourself with our online Bond Indicator tool or get expertly verified by an expert before submitting your offer.
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Do it yourself
The ooba bond indicator is a FREE online pre-approval tool that allows you to check your credit score and establish what you can realistically afford in a matter of minutes.
Do it yourself -
Speak to an expert
An expert will examine your credit record and your income and expenses in the same way a bank would to give you an accurate assessment of what you can afford and how likely you are to qualify for a bond.
Speak to an expert
Why you should get pre-approved
ooba’s pre-approval allows you to check your credit score and assess how much you can afford.
Shop with confidence
Knowing your credit score allows you to address any issues before applying for a home loan.
Know how much you can afford
ooba considers your financial information in the same way a bank would, to give you an accurate assessment of what you can afford.
Get the competitive advantage
Sellers are more likely to accept an offer from someone who has proof that they can afford to buy.
Sign a sale agreement with peace of mind
Pre-approval protects you from putting in an offer on a property you can’t afford. Why risk disappointment?
Ranked #1 in Home Loans on Hellopeter
Average rating of 4.86 from over 4 550 reviews
ooba are the best
Wow! ooba are amazing! Our bank of years gave us a terrible offer on our second home loan. Jerome at ooba did everything he could to get us a better deal, and came back with a better offer then we ever hoped for. I really got the feeling he actually cared about our bond application. Thank you ooba, this is a fantastic service.
Richard H
Fast, efficient, effective
Karen and Qeef were absolute stars! Fast, efficient, effective, super responsive. Qeef got me a good pre-approval. Karen got me an offer from all 4 main banks within a matter of days, and negotiated with my preferred bank until their offer was improved to beat the initial-best offer from another bank. I’m super impressed.
Barbara F
Outstanding service from Jerome at ooba
I recently worked with Jerome at ooba Home Loans and I couldn’t be happier with the experience. From the start, Jerome was incredibly attentive, knowledgeable and made the entire process seamless. His expertise helped us secure a favourable interest rate. Jerome’s promptness and consistent communication put me at ease. He was always available to answer any questions and kept us updated every step of the way. Thank you for making this process so easy!
Nisa A
Our experts are available from 8am to 5pm, Monday to Friday excluding public holidays.
We will respond within 24 hours.