Get your home sweet home loan
Imagine finding the perfect place to build your dreams,
with a home loan that has the best interest rate for you.
We help you find the best home loan by exploring options
with multiple banks, including yours. Best of all?
It's free, and you can even get pre-approved online.
We work with all the leading banks to secure you a home loan
3 easy steps to owning your own home
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1. Get pre-approved
A pre-approved certificate establishes your credit rating and gives you an accurate indication of how much you can afford.
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2. Find a home
Armed with your certificate, you have a realistic idea of the property you can afford and proof that you are eligible for a home loan.
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3. Get the best bond
ooba gets multiple banks, including your own, to provide you with quotes to compare. All that’s left is for you to make a decision from the multiple quotes presented.
Our service is FREE, with zero obligation.
ooba is more likely to secure you a bond than your bank
By using ooba you are more likely to get your home loan approved than by just applying to your bank.
We will help you complete one application form which can be submitted to all banks.
We will apply to multiple banks including your own with only one application.
We will provide you with multiple quotes to compare.
We will negotiate rate & terms where necessary.
We will help you secure a zero deposit bond if required.
Our service is FREE, with zero obligation.
Ranked #1 in Home Loans on Hellopeter
Average rating of 4.86 from over 4 550 reviews
ooba are the best
Wow! ooba are amazing! Our bank of years gave us a terrible offer on our second home loan. Jerome at ooba did everything he could to get us a better deal, and came back with a better offer then we ever hoped for. I really got the feeling he actually cared about our bond application. Thank you ooba, this is a fantastic service.
Richard H
Fast, efficient, effective
Karen and Qeef were absolute stars! Fast, efficient, effective, super responsive. Qeef got me a good pre-approval. Karen got me an offer from all 4 main banks within a matter of days, and negotiated with my preferred bank until their offer was improved to beat the initial-best offer from another bank. I’m super impressed.
Barbara F
Outstanding service from Jerome at ooba
I recently worked with Jerome at ooba Home Loans and I couldn’t be happier with the experience. From the start, Jerome was incredibly attentive, knowledgeable and made the entire process seamless. His expertise helped us secure a favourable interest rate. Jerome’s promptness and consistent communication put me at ease. He was always available to answer any questions and kept us updated every step of the way. Thank you for making this process so easy!
Nisa A
Got questions?
Here are the answers to our most frequently asked questions.
Contact us directly to speak to an expert.
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Can I get a home loan without a deposit?
Yes, all the major banks are offering 100% loans, subject to certain qualifying criteria being met.
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Why should I get pre-approved?
A pre-approved certificate establishes your credit rating and gives you an accurate indication of how much you can afford.
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I have been pre-approved, will the bank guarantee this money?
While not an absolute guarantee, 85% of all home loan applications with a pre-approved certificate are approved.
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What does a credit check include?
A thorough analysis of your credit history, including your credit score which is determined by the frequency of payments of your retail accounts.
Our experts are available from 8am to 5pm, Monday to Friday excluding public holidays.
We will respond within 24 hours.