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Get the best deal on your home loan

Hundreds of thousands of homeowners have trusted us with their dream of home ownership, that’s why we are South Africa’s leading experts in home loans.

  • How much can I afford?

    Calculate the home loan amount you would qualify for

    calculate now
  • Get pre-approved now

    Check your credit score and what home loan you can afford

    pre-approve me
  • Apply for a home loan

    ooba gets multiple banks to quote so you get the best rate

    apply now

We work with all the leading banks to secure you a home loan

3 easy steps to owning your own home

  • 1. Get pre-approved
    1. Get pre-approved

    A pre-approved certificate establishes your credit rating and gives you an accurate indication of how much you can afford.

  • 2. Find a home
    2. Find a home

    Armed with your certificate, you have a realistic idea of the property you can afford and proof that you are eligible for a home loan.

  • 3. Get the best bond
    3. Get the best bond

    ooba gets multiple banks, including your own, to provide you with quotes to compare. All that’s left is for you to make a decision from the multiple quotes presented.

GET PRE-APPROVED

Our service is FREE, with zero obligation.

ooba is more likely to secure you a bond than your bank

By using ooba you are more likely to get your home loan approved than by just applying to your bank.

  • We will help you complete one application form which can be submitted to all banks.

  • We will apply to multiple banks including your own with only one application.

  • We will provide you with multiple quotes to compare.

  • We will negotiate rate & terms where necessary.

  • We will help you secure a zero deposit bond if required.

APPLY NOW

Our service is FREE, with zero obligation.

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Ranked #1 in Home Loans on Hellopeter

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Average rating of 4.86 from over 4 550 reviews

Simply The Best

Ooba home loans services are simply the best. My Consultant Bianca Dancer was so hands on and helpful from the get go. She guided me through the entire process and put me at ease being a first time buyer. I highly recommend their services.

Tia J

Excellent Service

Jay Govender and Maleshini Reddy from OOBA provided outstanding assistance and guidance in securing our home loan. Response times were excellent and they were professional and friendly.

Brice G

Bond Application

Estelle Vorster was really helpful in securing the best deal for my home loan, she not only negotiated a lower interest rate she went as far as securing 50% discount on the transfer costs.

Butana M

Read more testimonials

Got questions?

Here are the answers to our most frequently asked questions.
Contact us directly to speak to an expert.

  • Can I get a home loan without a deposit?

    Yes, all the major banks are offering 100% loans, subject to certain qualifying criteria being met.

  • Why should I get pre-approved?

    A pre-approved certificate establishes your credit rating and gives you an accurate indication of how much you can afford.

  • I have been pre-approved, will the bank guarantee this money?

    While not an absolute guarantee, 85% of all home loan applications with a pre-approved certificate are approved.

  • What does a credit check include?

    A thorough analysis of your credit history, including your credit score which is determined by the frequency of payments of your retail accounts.

Our experts are available from 8am to 5pm, Monday to Friday excluding public holidays.
We will respond within 24 hours.