Skip to content

Phone us on 0860 00 66 22

Phone us on 0860 00 66 22

Own your own home

Hundreds of thousands of homeowners have trusted us with their dream of home ownership, that’s why we are South Africa’s leading experts in home loans.

APPLY

We work with all the leading banks to secure you a home loan

ooba is more likely to secure you a bond than your bank

Home loans are our only business, that’s why we are regarded as the best in the industry at getting bonds approved.

  • We will help you complete one application form which can be submitted to all banks

  • We will apply to multiple banks including your own with only one application.

  • We will provide you with multiple quotes to compare.

  • We will negotiate rate & terms where necessary.

  • We will help you secure a zero deposit bond if required.

APPLY

Our service is FREE, with zero obligation.

https://www.ooba.co.za/app/uploads/2018/06/image-ipad-hands-transparent.png

Hundreds of thousands of customers trusted us

Ayanda Raziya

Ayanda Raziya

My hope was restored

After almost giving up hope with getting home finance, my hope was restored when an ooba consultant assisted me. My own bank rejected the application twice. Our consultant said we should broaden our search and look at other banks. They kept me updated with feedback from the various banks, and assured me that we would succeed in getting home finance. They are a pleasure to work with and go over and above what is required. Thank you ooba.
Mbuso Simamane

Mbuso Simamane

Informative, patient and extremely helpful

The bond process can be very daunting and stressful, so when I applied to ooba Home Loans for finance, I expected it to be a lot more arduous than it has been. It has been the exact opposite because of ooba’s amazing service. They are informative, patient and extremely helpful. They want the absolute best for their clients because they really pushed for the best deal while keeping me in the loop at all times.

Poelo

Poelo Rangoako

Such a pleasant experience

I had such a pleasant experience with ooba Home Loans, who assisted me with my bond application. They were very patient and motivated to ensure a successful outcome of my application. Thank you so very much. This is so appreciated.

Got questions?

Here are the answers to our most frequently asked questions.
Contact us directly to speak to an expert.

  • Can I get a home loan without a deposit?

    Yes, all the major banks are offering 100% loans, subject to certain qualifying criteria being met.

  • Why should I get pre-approved?

    A pre-approval certificate establishes your credit rating and gives you an accurate indication of how much you can afford.

  • I have been pre-approved, will the bank guarantee this money?

    While not an absolute guarantee, 85% of all home loan applications with a pre-approval certificate are approved.

  • What does a credit check include?

    A thorough analysis of your credit history, including your credit score which is determined by the frequency of payments of your retail accounts.