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Phone us on 0860 00 66 22

Phone us on 0860 00 66 22

Own your own home

Hundreds of thousands of homeowners have trusted us with their dream of home ownership, that’s why we are South Africa’s leading experts in home loans.

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We work with all the leading banks to secure you a home loan

ooba is more likely to secure you a bond than your bank

Home loans are our only business, that’s why we are regarded as the best in the industry at getting bonds approved.

  • We will help you complete one application form which can be submitted to all banks

  • We will apply to multiple banks including your own with only one application.

  • We will provide you with multiple quotes to compare.

  • We will negotiate rate & terms where necessary.

  • We will help you secure a zero deposit bond if required.

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Our service is FREE, with zero obligation.

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Hundreds of thousands of customers trusted us

Melissa and Hykie

We finally have our dream home

“Thank you, ooba, for the outstanding service in helping us get our dream home. Thank you for going to the end of the world for Hykie and me. It was a hassle-free, stress-free process. We are one happy family and our four furry children now have a beautiful big garden to run around in… they, too, are so happy!”

Danielle Bolton

It was such a wonderful experience

“Cindy has many strengths, and is your absolute partner in securing the best bond for your home. She understands the stresses and anxiety of purchasing ‘the home of your dreams’ and goes the distance to keep you informed of the process, and to help you put your best foot forward. It was such a wonderful experience working with Cindy, that I’d recommend her in half a heartbeat. I mean, who wouldn’t want to receive excellent customer service when making such a significant purchase? Thank you Cindy, you’re a rock star!”

Jacqui Sharp

Brilliant service from ooba

“I recently purchased a home, and Susanne Adler at ooba submitted my bond application to the numerous banks. Her service was phenomenal, she attended to every query and went out of her way to get the best deal for me. I am super-impressed with her and the other staff I dealt with at ooba. I strongly recommend them to anyone who is looking to buy a home and needs to apply for a bond. Efficiency and friendliness at its best! Thank you, ooba.”

Got questions?

Here are the answers to our most frequently asked questions.
Contact us directly to speak to an expert.

  • Can I get a home loan without a deposit?

    Yes, all the major banks are offering 100% loans, subject to certain qualifying criteria being met.

  • Why should I get prequalified?

    A prequalification certificate establishes your credit rating and gives you an accurate indication of how much you can afford.

  • I have been prequalified, will the bank guarantee this money?

    While not an absolute guarantee, 85% of all home loan applications with a prequalification certificate are approved.

  • What does a credit check include?

    A thorough analysis of your credit history, including your credit score which is determined by the frequency of payments of your retail accounts.