Phone us on 0860 00 66 22

Phone us on 0860 00 66 22

Own your own home

Hundreds of thousands of homeowners have trusted us with their dream of home ownership, that’s why we are South Africa’s leading experts in home loans.

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We work with all the leading banks to secure you a home loan

ooba is more likely to secure you a bond than your bank

Home loans are our only business, that’s why we are regarded as the best in the industry at getting bonds approved.

  • We will help you complete one application form which can be submitted to all banks

  • We will apply to multiple banks including your own with only one application.

  • We will provide you with multiple quotes to compare.

  • We will negotiate rate & terms where necessary.

  • We will help you secure a zero deposit bond if required.

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Our service is FREE, with zero obligation.

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Hundreds of thousands of customers trusted us

Tamaara Davids

Second time around was just as amazing

“Carey assisted me two years ago when I purchased my first apartment in Rosebank, Cape Town. I had absolutely no idea what to expect, but Carey explained the entire process to me (more than once) and regularly kept me updated, guiding me throughout. I obtained a loan with no hassle at all, and the transfer went through without any issues. When the offer on my second property was signed, I immediately contacted ooba and requested Carey’s assistance. My experience the second time around was just as amazing. I told Carey that I would very much like to secure a loan with my own bank (ABSA). ABSA came back with an offer, but did not offer me the most competitive rate (compared to the other banks). Carey very quickly negotiated a reduction better than the best rate I had been offered! I could not imagine going through the bond application process without Carey. I would definitely recommend ooba to anyone purchasing a property!”

Quinten Mulder

I’ll always be grateful

“Thank you for assisting me in starting the next chapter of my life in my amazing new home. Thank you, ooba, for making a positive change in people’s lives. I’ll always be grateful.”

Bronwen van Aswegen

Excellent, professional service from ooba

“I commend ooba – and especially Corné and Marita – for their excellent, professional service. Corné and her team made the home loan application process easy, speedy and successful. From the start they kept me updated on the process – not once did I have to contact them for feedback. The process was effortless, and once my documents were submitted, they did their utmost to get us the home loan we required and negotiated a great interest rate. All within a week. For first-time home buyers the process is well-managed. I will be recommending ooba and Corné to family, friends and colleagues. Thank you so much. I hope to be working with you again in the future.”

Got questions?

Here are the answers to our most frequently asked questions.
Contact us directly to speak to an expert.

  • Can I get a home loan without a deposit?

    Yes, all the major banks are offering 100% loans, subject to certain qualifying criteria being met.

  • Why should I get prequalified?

    A prequalification certificate establishes your credit rating and gives you an accurate indication of how much you can afford.

  • I have been prequalified, will the bank guarantee this money?

    While not an absolute guarantee, 85% of all home loan applications with a prequalification certificate are approved.

  • What does a credit check include?

    A thorough analysis of your credit history, including your credit score which is determined by the frequency of payments of your retail accounts.