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Own your own home

Hundreds of thousands of homeowners have trusted us with their dream of home ownership, that’s why we are South Africa’s leading experts in home loans.

Get Pre-Approved Get a Home Loan

We work with all the leading banks to secure you a home loan
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  • First National Bank Logo
  • Nedbank Logo
  • Standard Bank Logo
  • Investec Logo
  • Rand Merchant Bank Logo
  • Ithala Bank Logo
  • Housing Investment Partners Logo
  • Sentinel Homes Logo

ooba is more likely to secure you a bond than your bank

Home loans are our only business, that’s why we are regarded as the best in the industry at getting bonds approved.

  • We will help you complete one application form which can be submitted to all banks

  • We will apply to multiple banks including your own with only one application.

  • We will provide you with multiple quotes to compare.

  • We will negotiate rate & terms where necessary.

  • We will help you secure a zero deposit bond if required.

Get a Home Loan

Our service is FREE, with zero obligation.

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Ranked #1 in Home Loans on Hellopeter

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Star Rating

Average rating of 4.86 from over 4 550 reviews

Simply The Best

Ooba home loans services are simply the best. My Consultant Bianca Dancer was so hands on and helpful from the get go. She guided me through the entire process and put me at ease being a first time buyer. I highly recommend their services.

Tia J

Star Ratings

Excellent Service

Jay Govender and Maleshini Reddy from OOBA provided outstanding assistance and guidance in securing our home loan. Response times were excellent and they were professional and friendly.

Brice G

Star Ratings

Bond Application

Estelle Vorster was really helpful in securing the best deal for my home loan, she not only negotiated a lower interest rate she went as far as securing 50% discount on the transfer costs.

Butana M

Star Ratings

Got questions?

Here are the answers to our most frequently asked questions.
Contact us directly to speak to an expert.

  • Can I get a home loan without a deposit?

    Yes, all the major banks are offering 100% loans, subject to certain qualifying criteria being met.

  • Why should I get pre-approved?

    A pre-approval certificate establishes your credit rating and gives you an accurate indication of how much you can afford.

  • I have been pre-approved, will the bank guarantee this money?

    While not an absolute guarantee, 85% of all home loan applications with a pre-approval certificate are approved.

  • What does a credit check include?

    A thorough analysis of your credit history, including your credit score which is determined by the frequency of payments of your retail accounts.