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We are still open for business and will be processing all prequalifications and bond applications daily.

We are still open for business and will be processing all prequalifications and bond applications daily.

Phone us on 0860 00 66 22

Phone us on 0860 00 66 22

Own your own home

Hundreds of thousands of homeowners have trusted us with their dream of home ownership, that’s why we are South Africa’s leading experts in home loans.

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We work with all the leading banks to secure you a home loan

ooba is more likely to secure you a bond than your bank

Home loans are our only business, that’s why we are regarded as the best in the industry at getting bonds approved.

  • We will help you complete one application form which can be submitted to all banks

  • We will apply to multiple banks including your own with only one application.

  • We will provide you with multiple quotes to compare.

  • We will negotiate rate & terms where necessary.

  • We will help you secure a zero deposit bond if required.

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Our service is FREE, with zero obligation.

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Hundreds of thousands of customers trusted us

Mr & Mrs Starkey

Very rare that you get service like that today

“My husband and I would like to thank you so much for assisting us from the first moment we were in contact with you. We are so grateful for the exceptional service you have given us, keeping us updated through it all, and your speedy response day or night. Even though we were so indecisive, you went the extra mile to keep us happy without any hesitation. Very rare that you get service like that today. Thank you once again.”

Melissa and Hykie

We finally have our dream home

“Thank you, ooba, for the outstanding service in helping us get our dream home. Thank you for going to the end of the world for Hykie and me. It was a hassle-free, stress-free process. We are one happy family and our four furry children now have a beautiful big garden to run around in… they, too, are so happy!”

Quinten Mulder

I’ll always be grateful

“Thank you for assisting me in starting the next chapter of my life in my amazing new home. Thank you, ooba, for making a positive change in people’s lives. I’ll always be grateful.”

Got questions?

Here are the answers to our most frequently asked questions.
Contact us directly to speak to an expert.

  • Can I get a home loan without a deposit?

    Yes, all the major banks are offering 100% loans, subject to certain qualifying criteria being met.

  • Why should I get prequalified?

    A prequalification certificate establishes your credit rating and gives you an accurate indication of how much you can afford.

  • I have been prequalified, will the bank guarantee this money?

    While not an absolute guarantee, 85% of all home loan applications with a prequalification certificate are approved.

  • What does a credit check include?

    A thorough analysis of your credit history, including your credit score which is determined by the frequency of payments of your retail accounts.