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Phone us on 0860 00 66 22

Phone us on 0860 00 66 22

Own your own home

Hundreds of thousands of homeowners have trusted us with their dream of home ownership, that’s why we are South Africa’s leading experts in home loans.

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We work with all the leading banks to secure you a home loan

ooba is more likely to secure you a bond than your bank

Home loans are our only business, that’s why we are regarded as the best in the industry at getting bonds approved.

  • We will help you complete one application form which can be submitted to all banks

  • We will apply to multiple banks including your own with only one application.

  • We will provide you with multiple quotes to compare.

  • We will negotiate rate & terms where necessary.

  • We will help you secure a zero deposit bond if required.

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Our service is FREE, with zero obligation.

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Hundreds of thousands of customers trusted us

Mr & Mrs Ngobeni

Mr and Mrs Ngobeni

Thank you for the excellent service

“We just want to apprecite the excellent service we received from ooba Home Loans. We have seen instances where they went the extra mile to ensure that we got our bond approved. The advice we got and support through the process has not gone unnoticed.”

Annebe Cooke

You simply never gave up

Thank you, Charlene Viljoen, for your enthusiasm, communication skills and professional demeanour in helping me obtain a bond for our property. You were so reliable, dedicated and upbeat at all times – and how you put up with all my questions, I’ll never know! You simply never gave up and I doubt that I would have gotten that bond and property without you. Of particular value to me was your outstanding level of service and follow-through.

Poelo

Poelo Rangoako

Such a pleasant experience

I had such a pleasant experience with ooba Home Loans, who assisted me with my bond application. They were very patient and motivated to ensure a successful outcome of my application. Thank you so very much. This is so appreciated.

Got questions?

Here are the answers to our most frequently asked questions.
Contact us directly to speak to an expert.

  • Can I get a home loan without a deposit?

    Yes, all the major banks are offering 100% loans, subject to certain qualifying criteria being met.

  • Why should I get pre-approved?

    A pre-approval certificate establishes your credit rating and gives you an accurate indication of how much you can afford.

  • I have been pre-approved, will the bank guarantee this money?

    While not an absolute guarantee, 85% of all home loan applications with a pre-approval certificate are approved.

  • What does a credit check include?

    A thorough analysis of your credit history, including your credit score which is determined by the frequency of payments of your retail accounts.