Phone us on 0860 00 66 22

Phone us on 0860 00 66 22

Own your own home

Hundreds of thousands of homeowners have trusted us with their dream of home ownership, that’s why we are South Africa’s leading experts in home loans.

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We work with all the leading banks to secure you a home loan

ooba is more likely to secure you a bond than your bank

Home loans are our only business, that’s why we are regarded as the best in the industry at getting bonds approved.

  • We will help you complete one application form which can be submitted to all banks

  • We will apply to multiple banks including your own with only one application.

  • We will provide you with multiple quotes to compare.

  • We will negotiate rate & terms where necessary.

  • We will help you secure a zero deposit bond if required.

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Our service is FREE, with zero obligation.

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Hundreds of thousands of customers trusted us

Danielle Bolton

It was such a wonderful experience

“Cindy has many strengths, and is your absolute partner in securing the best bond for your home. She understands the stresses and anxiety of purchasing ‘the home of your dreams’ and goes the distance to keep you informed of the process, and to help you put your best foot forward. It was such a wonderful experience working with Cindy, that I’d recommend her in half a heartbeat. I mean, who wouldn’t want to receive excellent customer service when making such a significant purchase? Thank you Cindy, you’re a rock star!”

Quinten Mulder

I’ll always be grateful

“Thank you for assisting me in starting the next chapter of my life in my amazing new home. Thank you, ooba, for making a positive change in people’s lives. I’ll always be grateful.”

Annebe Cooke

You simply never gave up

“Thank you, Charlene Viljoen, for your enthusiasm, communication skills and professional demeanour in helping me obtain a bond for our property near Kruger National Park. You were so reliable, dedicated and upbeat at all times – and how you put up with all my questions, I’ll never know! You simply never gave up and I doubt that I would have gotten that bond and property without you. Of particular value to me was your outstanding level of service and follow-through.”

Got questions?

Here are the answers to our most frequently asked questions.
Contact us directly to speak to an expert.

  • Can I get a home loan without a deposit?

    Yes, all the major banks are offering 100% loans, subject to certain qualifying criteria being met.

  • Why should I get prequalified?

    A prequalification certificate establishes your credit rating and gives you an accurate indication of how much you can afford.

  • I have been prequalified, will the bank guarantee this money?

    While not an absolute guarantee, 85% of all home loan applications with a prequalification certificate are approved.

  • What does a credit check include?

    A thorough analysis of your credit history, including your credit score which is determined by the frequency of payments of your retail accounts.