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Can you get denied after pre-approval?

A home loan can be declined even if you have been pre-approved. For example, if the applicant’s financial situation has changed since they obtained pre-approval or the lender does not find the property to be suitable security for the loan amount applied for.

That said, pre-approval still significantly increases your chances of success in your home loan application. In fact, just over 90% of home loan applicants who have obtained a pre-approval through ooba Home Loans have their home loan applications granted.

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Ranked #1 in Financial Services on Hellopeter

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Average rating of 4.82 from over 3 000 reviews

Simply The Best

Ooba home loans services are simply the best. My Consultant Bianca Dancer was so hands on and helpful from the get go. She guided me through the entire process and put me at ease being a first time buyer. I highly recommend their services.

Tia J

Excellent Service

Jay Govender and Maleshini Reddy from OOBA provided outstanding assistance and guidance in securing our home loan. Response times were excellent and they were professional and friendly.

Brice G

Bond Application

Estelle Vorster was really helpful in securing the best deal for my home loan, she not only negotiated a lower interest rate she went as far as securing 50% discount on the transfer costs.

Butana M