Get started with your First Home Finance application

You can apply for First Home Finance with ooba Home Loans in a matter of minutes. Simply fill in the form online, and we will submit the application on your behalf. We will monitor its progress and update you as needed.

Should your application be approved, you will receive a subsidy ranging from R30 001 to R130 000, depending on your income (the lower your income, the higher the subsidy).

Bear in mind that in order to qualify for First Home Finance, you need to meet the following criteria:

• Your income must range from R3 501 to R22 000 per month.
• You must be a South African citizen with permanent residency in South Africa.
• You must not have received a government housing subsidy before.
• You must be married or cohabiting OR single with financial dependents.
• You must be over 18 years old.
• You must not have owned a fixed residential property before.