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You can qualify for a FHF (FLISP) Subsidy

The South African Government offers first time homebuyers living with dependents, a spouse or a partner, a FREE subsidy on their first home. The word FLISP stands for Finance Linked Individual Subsidy Programme. As a South African citizen you can easily qualify for a FLISP subsidy and become a home owner today! Find out by completing the form now.

Do I Qualify?

What FLISP does for you

What FLISP does for you

  • Can be used as a deposit when purchasing a property
  • Can be used as a payment for transfer and bond registration costs
  • Can be used to reduce your loan amount thereby reducing the monthly instalments

Learn more about FLISP

4 easy steps to apply for a FLISP subsidy linked to a home loan

  • 1. Get preapproved for FLISP and/or a home loan
    1. Get preapproved for FLISP and/or a home loan
  • 2. Find your dream home and submit an offer to purchase
    2. Find your dream home and submit an offer to purchase
  • 3. Apply for home loan funding
    3. Apply for home loan funding
  • 4. Apply for FLISP subsidy
    4. Apply for FLISP subsidy

FLISP subsidy FAQs

  • How do I know that I qualify for FLISP?

    The South African Government offers first time homebuyers living with dependents, a spouse or a partner, and you earn a household income between R3,500 – R22,000 per month, a FREE subsidy on their first home.

  • I don't have a deposit or any money for a house, what can I do?

    The FLISP subsidy takes care of your deposit and legal expenses. Depending on your monthly income, the FLISP subsidy can be up to R 130, 505!

  • If I get the FLISP subsidy, do I get the money?

    Yes, if you qualify for FLISP you get the money paid straight into your bond account, or towards your deposit and home loan costs.

  • Who is funding FLISP?

    The National Housing Finance Corporation is responsible for distribution of subsidies to qualifying applicants.