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How do you apply for a FLISP bond?

You can apply for First Home Finance (formerly known as FLISP) online in a matter of minutes with ooba Home Loans. We make the process quick and easy. You fill in the form, we submit it, and monitor the application process so we can update you as needed.

The process is as follows:

  • Submit the home loan application.
  • Fill in the form on our website.
  • After you’ve filled in the form, an ooba Home Loans consultant will get in touch to determine that you fit the profile for a First Home Finance subsidy.
  • The consultant completes and submits the prequalification form.
  • The outcome is reported to the buyer.

You’ll need the following documents to register for First Home Finance:

  • RSA bar-coded Identity Document (ID)
  • Bar-coded Permanent Residence Permit (where applicable)
  • Birth Certificates/RSA IDs of all financial dependants (where
  • applicable)
  • Proof of Foster Children Guardianship (where applicable)
  • Marriage Certificate, Civil Union Certificate or Cohabiting Affidavit,
  • Proof of Partnership (where applicable)
  • Divorce Settlement (where applicable)
  • Spouse’s Death Certificate (where applicable)
  • Proof of Monthly Income
  • Home Loan Approval in Principle/Grant letter from an accredited
  • Lender
  • Agreement of sale for the residential property
  • Building Contract and Approved Building Plan (where applicable)

Apply for a housing subsidy

First Home Finance offers homebuyers a subsidy on their first home.

DO I QUALIFY?

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Average rating of 4.86 from over 4 550 reviews

Simply The Best

Ooba home loans services are simply the best. My Consultant Bianca Dancer was so hands on and helpful from the get go. She guided me through the entire process and put me at ease being a first time buyer. I highly recommend their services.

Tia J

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Excellent Service

Jay Govender and Maleshini Reddy from OOBA provided outstanding assistance and guidance in securing our home loan. Response times were excellent and they were professional and friendly.

Brice G

Star Ratings

Bond Application

Estelle Vorster was really helpful in securing the best deal for my home loan, she not only negotiated a lower interest rate she went as far as securing 50% discount on the transfer costs.

Butana M

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