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How to apply for the FLISP housing subsidy in KZN

First Home Finance, a subsidy for first-time homebuyers on low income, is available to people throughout South Africa. Here's how to apply if you live in KZN.

Government rent to buy houses

First Home Finance (formerly known as FLISP), a subsidy for first-time homebuyers with low income, is available to homebuyers throughout South Africa. No matter where you are, you have a chance to benefit from this subsidy which makes homeownership a reality for low-income earners.

If you’re a citizen of KwaZulu Natal, you can apply at the KZN Department of Human Settlements, or with your local municipality.

Contact details for the KZN Department of Human Settlements:
Phone (031) 336 500

Phone (033) 392 6400

Alternative option: Apply online in a matter of minutes

You can apply online with ooba Home Loans. We provide a form you can fill in, and submit it on your behalf. We then monitor the application process and update you as needed.

How to qualify for First Home Finance

You need to meet the following criteria:

  • Your gross household income is between R3 501 and R22 000 per month, ie. Basic household income, plus housing allowance where applicable.
  • You are a South African citizen or have a permanent residency permit.
  • You are over 18 years and competent to contract.
  • You are married or cohabiting OR single with financial dependents.
  • You haven’t received a government housing subsidy before.
  • You haven’t owned fixed residential property before.

The subsidy ranges from R38, 878 – R169 264, and can be used to buy an existing house or apartment, a serviced residential site, or to build a house on a serviced residential site

Are you interested in applying for First Home Finance (formerly known as FLISP)? Get all your questions answered, such as whether you qualify, how to apply and how First Home Finance can be used to acquire your first home.

Apply for a housing subsidy

First Home Finance offers homebuyers a subsidy on their first home.


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