What is Sectional Title? Your Complete South Africa Guide

Sectional title is a property ownership system where you own your individual section (like an apartment) plus a shared portion of common areas like gardens, pools, and parking. Your ownership is registered at the Deeds Office, making it legally yours.

Think of it as owning your slice of a bigger property pie. You get your own space, plus you share the communal facilities with other owners.

When you buy a sectional title property, you own:

• Your individual section – your apartment, townhouse, or office space.
• A share of common property – gardens, lifts, corridors, pools.
• Possible exclusive use areas – like a parking bay or small garden.

Sectional Title vs Freehold: Quick Comparison

Aspect	Sectional Title	Freehold
Ownership	Section + share of common property	Entire property and land
Monthly Costs	Levies (R800-R2,500+)	Only rates and taxes
Maintenance	Body corporate handles common areas	You handle everything
Decision Making	Collective voting required	Complete autonomy

Recent Updates (2025)

The Sectional Titles Amendment Act introduced clearer dispute resolution processes and improved financial transparency requirements for body corporates, giving owners better protection and information access.

Ready to explore sectional title properties? At ooba, we help thousands of South Africans secure home loans for sectional title purchases – completely free. Our expert consultants understand these properties inside out and can guide you through the entire process.

Get your free pre-approval today and discover what sectional title properties are within your reach.

You can get pre-approved by contacting an expert at ooba Home Loans or by using our free, online pre-approval tool, the Bond Indicator.

This information is for educational purposes only and doesn’t constitute legal or financial advice. Always consult qualified professionals for your specific situation.