It is always in your interest to use a bond originator, also known as a home loan comparison service.
A bond originator will submit your home loan application to multiple banks, handling all the paperwork for you in the process.
They will then present you with the packages offered by the various banks, allowing you to compare deals and choose the best one.
The services of a bond originator cost you nothing, as they receive a commission from the sale.
A bond originator can make a difference before you’ve even made your home loan application, by helping you get prequalified. Prequalification gives you an estimation of what you can afford, allowing you to house hunt with confidence.