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Does pre-approved mean approved?

Being pre-approved doesn’t mean you’re approved. It means you have an idea of what you would likely qualify for.

The pre-approval process takes into account your credit score and determines the size of the home loan you would qualify for.

It does, however, provide proof you can afford the amount for which you’ve prequalfied. This proof can be useful when dealing with the property seller.

It also helps with your house hunt, as you know the price bracket you should be looking at if you want to improve your chance of home loan approval.

You can get pre-approved by contacting ooba Home Loans or by using our free, online prequalification tool, the Bond Indicator.

Get prequalified for a home loan today

DIY with our online prequalification tool, or speak to an expert.

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Average rating of 4.82 from over 3 000 reviews

Simply The Best

Ooba home loans services are simply the best. My Consultant Bianca Dancer was so hands on and helpful from the get go. She guided me through the entire process and put me at ease being a first time buyer. I highly recommend their services.

Tia J

Excellent Service

Jay Govender and Maleshini Reddy from OOBA provided outstanding assistance and guidance in securing our home loan. Response times were excellent and they were professional and friendly.

Brice G

Bond Application

Estelle Vorster was really helpful in securing the best deal for my home loan, she not only negotiated a lower interest rate she went as far as securing 50% discount on the transfer costs.

Butana M