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How to apply for a FLISP subsidy online

First Home Finance (formerly known as FLISP) is a government subsidy that allows people with limited resources to get on the property ladder.

How to obtain this subsidy? We want to help you become a homeowner, so we provide an application process that is quick and easy.

Simply fill in our form online. It takes a matter of minutes.

However, first, ensure you meet the qualification criteria

  • Your gross household income is between R3 501 and R22 000 per month, ie. Basic household income, plus housing allowance where applicable.
  • You are a South African citizen or have a permanent residency permit.
  • You are over 18 years and competent to contract.
  • You are married or cohabiting OR single with financial dependents.
  • You haven’t received a government housing subsidy before.
  • You haven’t owned fixed residential property before.

The subsidy ranges from R38 878 – R169 26, and can be used to buy:

  • Buy an existing house / apartment.
  • Buy a serviced residential site.
  • Build a house on a serviced residential site, if the site was not acquired through a government housing subsidy in the past.

We encourage first-time homebuyers with limited resources to make use of this subsidy, making home loan approval more likely and making homeownership affordable.

Apply for a housing subsidy

First Home Finance offers homebuyers a subsidy on their first home.

Do I qualify?

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