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How much are transfer fees when buying a house?

Transfer costs vary depending on the purchase price. They are equal to the conveyancing attorney’s fees plus VAT.

You can use ooba Home Loans’ Transfer Cost Calculator to determine your transfer costs. For example, on a home loan of R1 000 000 it would be R24 867 (including VAT).

In addition to the transfer costs, you will need to pay transfer duty, but only on properties worth R1 000 000 or more. The transfer duty will be from 3% to 13% of the value of the property, depending on how high the value is.

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Estelle Vorster was really helpful in securing the best deal for my home loan, she not only negotiated a lower interest rate she went as far as securing 50% discount on the transfer costs.

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