How do I know if my home loan will be approved?

Although you can’t be 100% certain, we recommend pre-approval as a way to get a general idea of what you can afford and consequently your chances of approval.

Our pre-approval process will assess your financial information, including your credit record which is the most critical factor in determining your chances of home loan approval.

Using this information, we provide a solid estimation (though not 100% accurate) of what you can afford.

Thus, when you look for a home, you’ll know what price range you’re likely to qualify for.

You can get pre-approved by contacting an expert at ooba Home Loans or by using our free, online pre-approval tool, the Bond Indicator.