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Apply for the ‘help me buy a house’ programme

You’re a low-income earner and you think homeownership is out of reach for you? But it’s not. If your income ranges from R3 501 to R22 000 per month, the government will effectively help you buy a house.

This is achieved via the First Home Finance subsidy. You can apply for this with ooba Home Loans.

We make the application process quick and easy. You fill in the forms online and it will just take a few minutes. We then submit them on your behalf and monitor the application process, updating you as needed.

Bear in mind that in order to qualify for First Home Finance, you need to meet the following criteria:

  • Your income must range from R3 501 to R22 000 per month.
  • You must be a South African citizen with permanent residency in South Africa.
  • You must not have received a government housing subsidy before.
  • You must be married or cohabiting OR single with financial dependents.
  • You must be over 18 years old.
  • You must not have owned a fixed residential property before.

So apply for the “help me buy a house” program with ooba Home Loans and make homeownership a reality.

Apply for a housing subsidy

First Home Finance offers homebuyers a subsidy on their first home.


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Average rating of 4.86 from over 4 550 reviews

Simply The Best

Ooba home loans services are simply the best. My Consultant Bianca Dancer was so hands on and helpful from the get go. She guided me through the entire process and put me at ease being a first time buyer. I highly recommend their services.

Tia J

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Excellent Service

Jay Govender and Maleshini Reddy from OOBA provided outstanding assistance and guidance in securing our home loan. Response times were excellent and they were professional and friendly.

Brice G

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Bond Application

Estelle Vorster was really helpful in securing the best deal for my home loan, she not only negotiated a lower interest rate she went as far as securing 50% discount on the transfer costs.

Butana M

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