How does FLISP house application work?

The First Home Finance (formerly known as FLISP) application is quick and easy with ooba Home Loans.

You fill in a form on our website. We then submit the application on your behalf and monitor its progress so we can update you as needed.

The process is as follows:

• Submit the home loan application.
• Fill in the form on our website.
• After you’ve filled in the form, an ooba Home Loans consultant will get in touch to determine that you fit the profile for a First Home Finance subsidy.
• The consultant completes and submits the prequalification form.
• The outcome is reported to the buyer.

Before applying ensure you meet the qualification criteria:

• Your income must range from R3 501 to R22 000 per month.
• You must be a South African citizen with permanent residency in South Africa.
• You must not have received a government housing subsidy before.
• You must be married or cohabiting OR single with financial dependents.
• You must be over 18 years old.
• You must not have owned a fixed residential property before.