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What credit score is needed for pre-approval?

A credit score of 620+ will earn you pre-approval, although 600+ may be enough to get your home loan approval depending on the lending criteria of the bank.

Either way, a credit score below 620 is an indication that you should try and improve your credit score, which you can achieve through such actions as clearing debts and paying bills timeously.

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Average rating of 4.82 from over 3 000 reviews

Simply The Best

Ooba home loans services are simply the best. My Consultant Bianca Dancer was so hands on and helpful from the get go. She guided me through the entire process and put me at ease being a first time buyer. I highly recommend their services.

Tia J

Excellent Service

Jay Govender and Maleshini Reddy from OOBA provided outstanding assistance and guidance in securing our home loan. Response times were excellent and they were professional and friendly.

Brice G

Bond Application

Estelle Vorster was really helpful in securing the best deal for my home loan, she not only negotiated a lower interest rate she went as far as securing 50% discount on the transfer costs.

Butana M