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The 7 documents you need when applying for a home loan

You will need the following documents when applying for a home loan:

  1. A completed and signed application form.
  2. A copy of your ID document.
  3. Proof of residence.
  4. A copy of the offer to purchase containing both the seller and purchaser’s details (not necessary for pre-approval).
  5. Proof of income. You will need to provide a salary slip (not older than two months), or a letter from your employer with a breakdown of your salary and deductions. If you are self-employed then you will need a letter from an accounting officer confirming your income, or a statement of your assets and liabilities.
  6. Six months’ worth of bank statements.
  7. A copy of the marriage certificate (if married).

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Jay Govender and Maleshini Reddy from OOBA provided outstanding assistance and guidance in securing our home loan. Response times were excellent and they were professional and friendly.

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Estelle Vorster was really helpful in securing the best deal for my home loan, she not only negotiated a lower interest rate she went as far as securing 50% discount on the transfer costs.

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