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The 7 documents you need when applying for a home loan

You will need the following documents when applying for a home loan:

  1. A completed and signed application form.
  2. A copy of your ID document.
  3. Proof of residence.
  4. A copy of the offer to purchase containing both the seller and purchaser’s details (not necessary for pre-approval).
  5. Proof of income. You will need to provide a salary slip (not older than two months), or a letter from your employer with a breakdown of your salary and deductions. If you are self-employed then you will need a letter from an accounting officer confirming your income, or a statement of your assets and liabilities.
  6. Six months’ worth of bank statements.
  7. A copy of the marriage certificate (if married).

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Ooba home loans services are simply the best. My Consultant Bianca Dancer was so hands on and helpful from the get go. She guided me through the entire process and put me at ease being a first time buyer. I highly recommend their services.

Tia J

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Jay Govender and Maleshini Reddy from OOBA provided outstanding assistance and guidance in securing our home loan. Response times were excellent and they were professional and friendly.

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Bond Application

Estelle Vorster was really helpful in securing the best deal for my home loan, she not only negotiated a lower interest rate she went as far as securing 50% discount on the transfer costs.

Butana M