The 7 documents you need when applying for a home loan

You will need the following documents when applying for a home loan:

1. A completed and signed application form.
2. A copy of your ID document.
3. Proof of residence.
4. A copy of the offer to purchase containing both the seller and purchaser’s details (not necessary for pre-approval).
5. Proof of income. You will need to provide a salary slip (not older than two months), or a letter from your employer with a breakdown of your salary and deductions. If you are self-employed then you will need a letter from an accounting officer confirming your income, or a statement of your assets and liabilities.
6. Six months’ worth of bank statements.
7. A copy of the marriage certificate (if married).