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Will a deposit get me a better rate on a home loan?

Yes, the higher your deposit, the less risk you are for the bank. A higher deposit improves your chances of securing a more favourable interest rate on a home loan.

Learn more about home loan interest rates and how to get the best deal on your bond.

Ranked #1 in Financial Services on Hellopeter

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Average rating of 4.82 from over 3 000 reviews

Simply The Best

Ooba home loans services are simply the best. My Consultant Bianca Dancer was so hands on and helpful from the get go. She guided me through the entire process and put me at ease being a first time buyer. I highly recommend their services.

Tia J

Excellent Service

Jay Govender and Maleshini Reddy from OOBA provided outstanding assistance and guidance in securing our home loan. Response times were excellent and they were professional and friendly.

Brice G

Bond Application

Estelle Vorster was really helpful in securing the best deal for my home loan, she not only negotiated a lower interest rate she went as far as securing 50% discount on the transfer costs.

Butana M