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What is the next step after pre-approval?

Now you can go house-hunting with a clear idea of what you can afford. Pre-approval also provides you with your credit score, and if it’s low, you should set about trying to improve your credit score before applying for a home loan (ideally your credit score should be above 600).

Once you have a property in mind, demonstrating that you have pre-approval will make the home seller more confident in your offer, and it will improve your chances of home loan approval (just over 90% of home loan applicants with an ooba Home Loans pre-approval certificate get approved).

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Average rating of 4.82 from over 3 000 reviews

Simply The Best

Ooba home loans services are simply the best. My Consultant Bianca Dancer was so hands on and helpful from the get go. She guided me through the entire process and put me at ease being a first time buyer. I highly recommend their services.

Tia J

Excellent Service

Jay Govender and Maleshini Reddy from OOBA provided outstanding assistance and guidance in securing our home loan. Response times were excellent and they were professional and friendly.

Brice G

Bond Application

Estelle Vorster was really helpful in securing the best deal for my home loan, she not only negotiated a lower interest rate she went as far as securing 50% discount on the transfer costs.

Butana M