Skip to content

How do you remove settled accounts from your credit report?

You can remove a settled account by requesting that the credit bureau do so. You do this by sending them a letter of dispute. Its removal will improve your credit score.

Whether or not they’ll remove it varies according to the situation. In most cases, they will not remove it. However, if you can prove the information is incorrect, they will probably remove it. The update should take effect within 60 working days.

Settled accounts affect your credit report for up to 7 years.

Do you know your credit score?

Multiple quotes from the big banks to compare.

Apply

Ranked #1 in Banking on Hellopeter

hello-peter
Star Rating

Average rating of 4.86 from over 4 550 reviews

Simply The Best

Ooba home loans services are simply the best. My Consultant Bianca Dancer was so hands on and helpful from the get go. She guided me through the entire process and put me at ease being a first time buyer. I highly recommend their services.

Tia J

Star Ratings

Excellent Service

Jay Govender and Maleshini Reddy from OOBA provided outstanding assistance and guidance in securing our home loan. Response times were excellent and they were professional and friendly.

Brice G

Star Ratings

Bond Application

Estelle Vorster was really helpful in securing the best deal for my home loan, she not only negotiated a lower interest rate she went as far as securing 50% discount on the transfer costs.

Butana M

Star Ratings