7 — 20 days.
This is the average amount of time it takes for your name to be removed from the credit bureau’s blacklist.
In order to accomplish this, you must first pay off your debts.
The credit bureau determines your credit score based on your financial history.
What if you’re just looking to improve your credit score, rather than remove your name from a blacklist? In this case, it may take three to six months after clearing your debts for improvements to your credit score to take effect.