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How long does it take to buy a house with cash in South Africa?

Buying a house with cash is likely to speed up the process significantly. Not only does it remove the need for a home loan application and a credit check, it also makes you more attractive to the seller.

The deal can usually be closed in several days, versus an average of 10 to 15 days when attempting to close a deal that requires home loan approval.

The waiting period for the transfer of the property is usually shorter as well, averaging around 6 weeks (versus 3 months when purchased with a home loan).

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Jay Govender and Maleshini Reddy from OOBA provided outstanding assistance and guidance in securing our home loan. Response times were excellent and they were professional and friendly.

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Estelle Vorster was really helpful in securing the best deal for my home loan, she not only negotiated a lower interest rate she went as far as securing 50% discount on the transfer costs.

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