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How long do you have to pay transfer fees?

You have three months (after the home loan is approved) to pay transfer costs, as this is the time it takes for the property to be transferred.

In addition, to transfer costs, you must pay transfer duty, a tax on the property transfer paid to SARS (properties valued less than R1 100 000 are exempt). This must be paid within 6 months of the transfer.

You can use our Transfer Cost Calculator to determine how much you owe on transfer costs and transfer duty.

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Ooba home loans services are simply the best. My Consultant Bianca Dancer was so hands on and helpful from the get go. She guided me through the entire process and put me at ease being a first time buyer. I highly recommend their services.

Tia J

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Jay Govender and Maleshini Reddy from OOBA provided outstanding assistance and guidance in securing our home loan. Response times were excellent and they were professional and friendly.

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Estelle Vorster was really helpful in securing the best deal for my home loan, she not only negotiated a lower interest rate she went as far as securing 50% discount on the transfer costs.

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