What credit score is needed to buy a house in South Africa?
A score of 600+ will give you a fair chance of home loan approval, although this may vary according to which bank you use.
A score of 680+ is considered an excellent credit score, significantly boosting your chances of home loan approval.
Scores below 600 would be considered high to very high risk. In this case, you’ll want to look at ways to clear your credit record.