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What credit score is needed to buy a house in South Africa?

A score of 600+ will give you a fair chance of home loan approval, although this may vary according to which bank you use.

A score of 680+ is considered an excellent credit score, significantly boosting your chances of home loan approval.

Scores below 600 would be considered high to very high risk. In this case, you’ll want to look at ways to clear your credit record.

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Simply The Best

Ooba home loans services are simply the best. My Consultant Bianca Dancer was so hands on and helpful from the get go. She guided me through the entire process and put me at ease being a first time buyer. I highly recommend their services.

Tia J

Excellent Service

Jay Govender and Maleshini Reddy from OOBA provided outstanding assistance and guidance in securing our home loan. Response times were excellent and they were professional and friendly.

Brice G

Bond Application

Estelle Vorster was really helpful in securing the best deal for my home loan, she not only negotiated a lower interest rate she went as far as securing 50% discount on the transfer costs.

Butana M