How does a bond originator like ooba Home Loans differ from a bank?

A bank is a lender that gives you a home loan. A bond originator is an intermediary who helps you apply for loans from different banks, helping you find the best deal.

Bond originators do not lend money. They work with banks that do and help you find and apply for a home loan from those banks.

Their service is free to homebuyers, as they receive a commission from the bank.