<?xml version="1.0" encoding="UTF-8"?><?xml-stylesheet type="text/xsl" href="//www.ooba.co.za/main-sitemap.xsl"?>
<urlset xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1" xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9 http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd http://www.google.com/schemas/sitemap-image/1.1 http://www.google.com/schemas/sitemap-image/1.1/sitemap-image.xsd" xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
	<url>
		<loc>https://www.ooba.co.za/resources/</loc>
		<lastmod>2026-06-08T09:41:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/can-transfer-fees-be-included-in-bond/</loc>
		<lastmod>2021-08-04T07:48:01+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2021/06/can-transfer-fees-be-included-in-bond.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2021/06/can-transfer-fees-be-included-in-bond.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/buying-house-checklist/</loc>
		<lastmod>2021-08-04T07:48:01+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2018/09/buying-house-checklist.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2018/09/buying-house-checklist.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/semigration/</loc>
		<lastmod>2021-08-04T07:48:01+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2021/07/semigration.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2021/07/semigration.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/buying-in-new-development/</loc>
		<lastmod>2021-08-04T07:48:01+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2018/09/new-housing-developments.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2018/09/new-housing-developments.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/home-loans-for-zimbabweans-in-south-africa/</loc>
		<lastmod>2021-08-04T07:48:01+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2021/07/home-loans-for-zimbabweans-in-south-africa.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2021/07/home-loans-for-zimbabweans-in-south-africa.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/neighbourhood-analysis/</loc>
		<lastmod>2021-08-04T07:48:01+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2021/07/neighbourhood-analysis.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2021/07/neighbourhood-analysis.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/retirement-developments/</loc>
		<lastmod>2021-08-04T07:48:01+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2021/08/retirement-developments.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2021/08/retirement-developments.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/process-buying-house-privately/</loc>
		<lastmod>2021-08-04T07:48:01+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2021/05/process-buying-house-privately.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2021/05/process-buying-house-privately.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/how-to-save-on-home-loan/</loc>
		<lastmod>2021-08-04T07:48:01+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2018/11/save-on-home-loan.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2018/11/save-on-home-loan.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/marriage-contracts/</loc>
		<lastmod>2021-08-04T07:48:02+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2021/03/marriage-contracts.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2021/03/marriage-contracts.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/living-off-the-grid/</loc>
		<lastmod>2021-08-04T07:48:02+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2019/04/ooba-home-off-grid-.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2019/04/ooba-home-off-grid-.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/what-to-do-before-buying-a-house/</loc>
		<lastmod>2021-08-04T07:48:02+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2021/04/what-to-do-before-buying-a-house.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2021/04/what-to-do-before-buying-a-house.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/what-not-to-say-viewing-a-house/</loc>
		<lastmod>2021-08-04T07:48:02+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2021/02/what-not-to-say-viewing-a-house.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2021/02/what-not-to-say-viewing-a-house.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/questions-to-ask-when-buying-a-house/</loc>
		<lastmod>2021-08-04T07:48:02+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2021/03/questions-to-ask-when-buying-house.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2021/03/questions-to-ask-when-buying-house.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/second-house-viewing/</loc>
		<lastmod>2021-08-04T07:48:02+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2021/03/second-house-viewing.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2021/03/second-house-viewing.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/prepare-house-for-viewing/</loc>
		<lastmod>2021-08-04T07:48:02+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2021/03/prepare-house-for-viewing.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2021/03/prepare-house-for-viewing.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/questions-ask-when-viewing-house/</loc>
		<lastmod>2021-08-04T07:48:03+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2018/09/show-house.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2018/09/show-house.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/how-much-deposit-to-buy-house/</loc>
		<lastmod>2021-08-04T07:48:03+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/12/how-much-deposit-to-buy-house.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/12/how-much-deposit-to-buy-house.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/how-much-a-deposit-will-save-you/</loc>
		<lastmod>2021-08-04T07:48:03+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/12/how-much-a-deposit-will-save-you.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/12/how-much-a-deposit-will-save-you.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/how-to-negotiate-house-price/</loc>
		<lastmod>2021-08-04T07:48:03+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2018/05/how-to-negotiate-house-price.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2018/05/how-to-negotiate-house-price.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/documents-needed-buy-house-south-africa/</loc>
		<lastmod>2021-08-04T07:48:03+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2018/09/documents-needed-buy-house-south-africa.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2018/09/documents-needed-buy-house-south-africa.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/buyers-trust/</loc>
		<lastmod>2021-08-04T07:48:03+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2021/01/buyers-trust.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2021/01/buyers-trust.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/bond-finance/</loc>
		<lastmod>2021-08-04T07:48:03+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/11/bond-finance.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/11/bond-finance.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/how-to-buy-house-as-freelancer/</loc>
		<lastmod>2021-08-04T07:48:04+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/08/how-to-buy-house-as-freelancer.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://ooba.co.za/app/uploads/2020/08/how-to-buy-house-as-freelancer.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/buying-a-house-with-cash/</loc>
		<lastmod>2021-08-04T07:48:04+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2017/12/buying-a-house-with-cash.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2017/12/buying-a-house-with-cash.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/credit-rehabilitation/</loc>
		<lastmod>2021-08-04T07:48:04+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/10/credit-rehabilitation.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/10/credit-rehabilitation.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/homebuyer-questions-coronavirus/</loc>
		<lastmod>2021-08-04T07:48:09+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/03/home-loans-coronavirus-lockdown.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/advantages-buying-house/</loc>
		<lastmod>2021-08-20T13:09:57+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2021/08/advantages-buying-house.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2021/08/advantages-buying-house.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/buying-property-through-company-south-africa/</loc>
		<lastmod>2021-08-27T15:02:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2021/08/buying-property-through-company-south-africa.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2021/08/buying-property-through-company-south-africa.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/minimum-salary-buy-house/</loc>
		<lastmod>2021-08-30T15:19:20+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2021/08/minimum-salary-buy-house.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2021/08/minimum-salary-buy-house.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/moving-tips/</loc>
		<lastmod>2021-09-02T07:17:25+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2021/09/moving-tips.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2021/09/moving-tips.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/advantage-buying-property-under-company-name/</loc>
		<lastmod>2021-09-30T12:02:49+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2021/09/advantage-buying-property-under-company-name.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2021/09/advantage-buying-property-under-company-name.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/home-loan-term/</loc>
		<lastmod>2022-01-19T10:32:49+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/09/home-loan-term.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/09/home-loan-term.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/bond-pre-approval/</loc>
		<lastmod>2022-02-08T05:52:19+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/12/bond-pre-approval.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/12/bond-pre-approval.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/landscaping-property-value/</loc>
		<lastmod>2022-02-14T13:34:06+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/02/landscaping-property-value.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/02/landscaping-property-value.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/conveyancing-fees/</loc>
		<lastmod>2022-04-05T11:52:04+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2018/12/conveyancing-fees.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2018/12/conveyancing-fees.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/best-property-investment-south-africa/</loc>
		<lastmod>2022-04-21T11:39:01+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2019/08/best-property-investment-south-africa-1.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2019/08/best-property-investment-south-africa-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/bond-approval/</loc>
		<lastmod>2022-04-29T10:08:52+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2018/06/bond-approval.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2017/07/bond-approval.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/what-happens-if-buyer-pulls-out-of-house-sale/</loc>
		<lastmod>2022-04-29T12:02:50+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/04/what-happens-if-buyer-pulls-out-of-house-sale.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/04/what-happens-if-buyer-pulls-out-of-house-sale.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/invest-commercial-property/</loc>
		<lastmod>2022-04-29T12:10:22+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/04/invest-commercial-property.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/04/invest-commercial-property.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/costs-sellers-are-responsible-for/</loc>
		<lastmod>2022-05-03T09:11:59+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/05/costs-sellers-are-responsible-for.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/05/costs-sellers-are-responsible-for.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/retirement-property-investment/</loc>
		<lastmod>2022-05-03T09:32:07+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/05/retirement-property-investment.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/05/retirement-property-investment.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/home-loan-deposit/</loc>
		<lastmod>2022-05-03T11:06:54+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/04/home-loan-deposit.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2020/04/home-loan-deposit.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/feature-wall-ideas/</loc>
		<lastmod>2022-05-03T11:14:49+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2018/12/feature-wall-ideas.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2018/12/feature-wall-ideas.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2018/12/wallpaper-wall-painting-ideas.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2018/12/wallpaper-design-wall-painting-ideas.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2018/12/mirror-wall-painting-ideas.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2018/12/mirror-ideas-wall-painting-ideas.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2018/12/gallery-wall-wall-painting-ideas.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2018/12/gallery-wall-ideas-wall-painting.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2018/12/object-walls-painting-ideas.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2018/12/object-ideas-wall-painting-ideas.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2018/12/object-ideas-wall-painting.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2018/12/exposing-brickwork-wall-painting-ideas.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2018/12/exposing-brickwork-ideas-wall-painting.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2018/12/living-walls-painting-ideas.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2018/12/living-walls-ideas-wall-painting.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2018/12/open-shelving-design-wall-painting.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2018/12/open-shelving-ideas-wall-painting.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2018/12/open-shelving-wall-painting.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/parktown-home-tour/</loc>
		<lastmod>2022-05-03T11:21:14+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2019/06/ooba-home-tours-parktown-sisters.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2019/06/ooba-home-tours-parktown-sisters.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2019/06/ooba-home-loans-red-lamp.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2019/06/ooba-home-loans-passage.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2019/06/ooba-home-tours-study.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2019/06/ooba-home-tours-dining-room.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2019/06/ooba-home-tours-patio.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2019/06/ooba-home-tours-kitchen.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/metse-phiyega/</loc>
		<lastmod>2022-05-03T11:23:13+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2018/11/metse-phiyega.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2018/11/metse-phiyega.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2018/11/phiyega-entrepreneur.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2018/11/phiyega-paris-interior-design.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2018/11/phiyega-patron-of-arts.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2018/11/phiyega-bathroom-design.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2018/11/phiyega-sculptures.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2018/11/phiyega-bedroom-design.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2018/11/phiyega-living-room-design.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2018/11/phiyega-library-design.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2018/11/phiyega-table-design.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2018/11/phiyega-dining-room.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/owning-house/</loc>
		<lastmod>2022-05-03T11:31:33+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/05/owning-a-house.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2020/05/owning-a-house.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/home-loan-application-process/</loc>
		<lastmod>2022-05-03T11:34:30+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/05/home-loan-application-process.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2020/05/home-loan-application-process.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/sell-house-privately/</loc>
		<lastmod>2022-05-03T11:35:23+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/07/sell-house-privately.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2020/07/sell-house-privately.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/morningside-home-tour/</loc>
		<lastmod>2022-05-03T11:40:45+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2019/07/ooba-home-loans-morningside-home-tour.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2019/07/ooba-home-loans-morningside-home-tour-Relebogile-Shakoane-Nkuna.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2019/07/ooba-home-loans-morningside-home-tour.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2019/07/ooba-home-loans-morningside-home-tour-entertainment-room-1.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2019/07/ooba-home-loans-morningside-home-tour-the-living-room.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2019/07/ooba-home-loans-morningside-home-tour-desk.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2019/07/ooba-home-loans-morningside-home-tour-dining-room.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2019/07/ooba-home-loans-morningside-home-tour-bedroom.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2019/07/ooba-home-loans-morningside-home-tour-bedroom-furniture.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2019/07/ooba-home-loans-morningside-home-tour-bathroom.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/subdividing-land/</loc>
		<lastmod>2022-05-04T12:03:03+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/04/subdividing-land.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/04/subdividing-land.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/should-i-pay-off-my-mortgage-completely/</loc>
		<lastmod>2022-05-04T13:28:05+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/05/should-i-pay-off-my-mortgage-completely.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/05/should-i-pay-off-my-mortgage-completely.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/flisp-first-time-home-buyers-guide/</loc>
		<lastmod>2022-05-11T15:02:59+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/05/FLISP-First-time-buyers-guide.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/05/FLISP-First-time-buyers-guide.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/documents-required-to-sell-house-south-africa/</loc>
		<lastmod>2022-06-07T10:06:34+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/06/documents-required-to-sell-house-south-africa.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/06/documents-required-to-sell-house-south-africa.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/best-age-buy-house/</loc>
		<lastmod>2022-06-07T10:26:18+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/06/best-age-buy-house.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/06/best-age-buy-house.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/flisp-policy/</loc>
		<lastmod>2022-06-10T08:24:08+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/06/flisp-policy.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/06/flisp-policy.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/flisp-application-requirements/</loc>
		<lastmod>2022-06-10T08:25:27+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/06/flisp-application-requirements.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/06/flisp-application-requirements.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/06/flisp-process.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/what-is-flisp-subsidy/</loc>
		<lastmod>2022-07-15T13:46:59+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/07/what-is-flisp-subsidy.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/07/what-is-flisp-subsidy.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/06/flisp-application-process.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/donations-tax/</loc>
		<lastmod>2022-07-22T11:08:59+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2016/09/donations-tax.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2016/09/donations-tax.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/first-time-home-owners-subsidy/</loc>
		<lastmod>2022-07-22T11:22:57+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/07/first-time-home-owners-subsidy.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/07/first-time-home-owners-subsidy.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/06/flisp-process.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/first-time-home-buyer-subsidy/</loc>
		<lastmod>2022-07-22T11:26:11+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/07/first-time-home-buyer-subsidy.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/07/first-time-home-buyer-subsidy.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/07/government-subsidy-for-first-time-homebuyers-chart.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/06/flisp-process.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/what-does-real-estate-agent-do/</loc>
		<lastmod>2022-08-15T15:01:07+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/01/real-estate-home-buyers.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/01/real-estate-home-buyers.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/making-an-offer/</loc>
		<lastmod>2022-08-17T08:45:47+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/11/how-to-make-an-offer-on-a-house.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/11/how-to-make-an-offer-on-a-house.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/legal-steps-selling-house/</loc>
		<lastmod>2022-08-23T06:04:31+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/08/ooba-legal-steps-selling-house.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/08/ooba-legal-steps-selling-house.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/flisp-housing-subsidy/</loc>
		<lastmod>2022-08-30T08:31:19+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/08/flisp-housing-subsidy.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/08/flisp-housing-subsidy.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/06/flisp-process.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/06/Untitled-1.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/plot-and-plan/</loc>
		<lastmod>2022-09-13T08:56:54+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/05/plot-and-plan.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/05/plot-and-plan.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/property-trust/</loc>
		<lastmod>2022-09-30T09:18:51+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2018/11/ooba-home-loans.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2018/11/ooba-home-loans.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/questions-to-ask-before-making-an-offer/</loc>
		<lastmod>2022-09-30T13:12:13+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/09/make-offer-on-house.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/09/make-offer-on-house.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/low-cost-housing/</loc>
		<lastmod>2022-09-30T13:41:24+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/09/low-cost-housing.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/06/flisp-application-process.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/social-housing-south-africa/</loc>
		<lastmod>2022-09-30T13:49:48+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/09/social-housing-south-africa.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/09/social-housing-south-africa.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/06/Untitled-1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/06/flisp-application-process.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/affordable-housing-south-africa/</loc>
		<lastmod>2022-09-30T13:52:04+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2019/04/affordable-housing-south-africa-.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2019/04/affordable-housing-south-africa-.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/06/flisp-application-process.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/better-to-renovate-or-buy-new/</loc>
		<lastmod>2022-10-10T11:53:35+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/10/better-to-renovate-or-buy-new.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/10/better-to-renovate-or-buy-new.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/budget-kitchen-makeover/</loc>
		<lastmod>2022-10-10T12:10:55+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/10/budget-kitchen-makeover.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/10/budget-kitchen-makeover.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/best-suburbs-johannesburg/</loc>
		<lastmod>2022-10-10T12:13:09+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/10/best-suburbs-johannesburg.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/10/best-suburbs-johannesburg.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/after-signing-offer-to-purchase/</loc>
		<lastmod>2022-10-31T14:36:39+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/10/after-signing-offer-to-purchase.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/10/after-signing-offer-to-purchase.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/flisp-programme/</loc>
		<lastmod>2022-10-31T14:40:58+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/10/flisp-programme.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/10/flisp-programme.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/06/Untitled-1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/06/flisp-application-process.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/buying-deceased-estate-property/</loc>
		<lastmod>2022-11-11T13:01:52+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/11/buying-deceased-estate-property.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/11/buying-deceased-estate-property.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/patent-defect/</loc>
		<lastmod>2022-11-11T15:00:33+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/11/patent-defect.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/11/patent-defect.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/kitchen-remodel-financing/</loc>
		<lastmod>2022-11-28T13:37:49+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2019/07/kitchen-renovation.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2019/07/kitchen-renovation.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/should-you-take-first-offer-on-house/</loc>
		<lastmod>2022-11-29T06:26:12+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/11/should-you-take-first-offer-on-house.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/11/should-you-take-first-offer-on-house.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/questions-before-accepting-offer-on-house/</loc>
		<lastmod>2022-11-29T06:32:44+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/05/costs-sellers-are-responsible-for.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/06/documents-required-to-sell-house-south-africa.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/latent-defects/</loc>
		<lastmod>2022-11-29T07:18:13+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2013/04/latent-defect.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2013/04/latent-defect.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/average-price-first-time-home-buyers/</loc>
		<lastmod>2022-11-29T08:05:48+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2019/02/1-million-house.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2019/02/1-million-house.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/first-time-home-buyers-subsidy-south-africa/</loc>
		<lastmod>2022-11-29T13:28:10+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/11/first-time-home-buyers-subsidy-south-africa.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/11/first-time-home-buyers-subsidy-south-africa.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/06/Untitled-1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/06/flisp-application-process.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/first-time-home-buyer-government-subsidy/</loc>
		<lastmod>2022-11-29T13:31:21+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/11/first-time-home-buyer-government-subsidy.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/11/first-time-home-buyer-government-subsidy.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/06/flisp-application-process.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/06/Untitled-1.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/when-will-interest-rates-rise-south-africa/</loc>
		<lastmod>2022-12-13T09:04:19+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/04/when-will-interest-rates-rise-south-africa.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/04/when-will-interest-rates-rise-south-africa.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/buying-property-sight-unseen/</loc>
		<lastmod>2023-01-23T14:15:13+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/12/buying-property-sight-unseen.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/12/buying-property-sight-unseen.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/interior-design-trends/</loc>
		<lastmod>2023-01-25T11:35:17+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/02/interior-design-trends-2023.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/02/interior-design-trends-2023.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/02/interior-design-trends-2023-warm-colours.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/02/interior-design-trends-2023-brutalism.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/02/interior-design-trends-2023-striped-design.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/02/interior-design-trends-2023-wellness-rooms.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/02/interior-design-trends-2023-sustainability.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/02/interior-design-trends-2023-specialised-dining-rooms.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/02/interior-design-trends-2023-vintage-furnishings.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/02/interior-design-trends-2023-creative-lighting.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/02/interior-design-trends-2023-colourful-kitchens.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/sole-mandate/</loc>
		<lastmod>2023-01-25T11:51:13+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/04/sole-mandate.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/04/sole-mandate.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/estate-agent-commission/</loc>
		<lastmod>2023-01-25T11:59:56+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/06/estate-agent-commission.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2020/06/estate-agent-commission.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/selling-a-house/</loc>
		<lastmod>2023-01-25T12:04:13+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/02/selling-a-house.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2020/02/selling-a-house.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/home-security/</loc>
		<lastmod>2023-01-31T13:11:34+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2018/09/home-security-tips.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2018/09/home-security-tips.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/government-housing-subsidy-first-time-homeowners/</loc>
		<lastmod>2023-02-20T12:24:52+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/08/government-housing-subsidy-first-time-homeowners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/08/government-housing-subsidy-first-time-homeowners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/06/Untitled-1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/06/flisp-process.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/the-rights-of-owners-of-a-sectional-title/</loc>
		<lastmod>2023-03-02T10:33:19+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/02/rights-owners-sectional-title.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/02/rights-owners-sectional-title.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/cancel-offer-to-purchase/</loc>
		<lastmod>2023-03-02T12:47:41+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/02/When-can-you-cancel-an-offer-to-purchase-sm.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/02/When-can-you-cancel-an-offer-to-purchase-lead.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/apply-housing-subsidy-online/</loc>
		<lastmod>2023-03-15T09:21:45+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/03/apply-housing-subsidy-online-1.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/03/apply-housing-subsidy-online.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/06/flisp-application-process.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/06/Untitled-1.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/pre-approved-meaning/</loc>
		<lastmod>2023-04-06T12:43:17+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/03/pre-approved-meaning.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/03/pre-approved-meaning.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/buy-house-without-deposit/</loc>
		<lastmod>2023-04-12T12:39:05+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2021/01/buy-house-without-deposit.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2021/01/buy-house-without-deposit.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/loan-subsidy-first-time-home-buyers/</loc>
		<lastmod>2023-04-19T13:05:48+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/04/loan-subsidy-first-time-home-buyers.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/04/loan-subsidy-first-time-home-buyers.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/06/Untitled-1.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/solar-tax-incentive/</loc>
		<lastmod>2023-04-25T13:52:53+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/03/solar-tax-incentive.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/03/solar-tax-incentive.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/first-home-finance/</loc>
		<lastmod>2023-04-25T14:05:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/04/first-home-finance.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/04/first-home-finance.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/06/Untitled-1.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/first-home-buyer-subsidy/</loc>
		<lastmod>2023-04-25T14:05:54+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/04/first-home-buyer-subsidy.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/04/first-home-buyer-subsidy.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/06/Untitled-1.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/flisp-housing-scheme/</loc>
		<lastmod>2023-04-25T14:07:45+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/04/flisp-housing-scheme.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/04/flisp-housing-scheme.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/06/Untitled-1.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/can-seller-cancel-offer-to-purchase/</loc>
		<lastmod>2023-06-07T13:33:04+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/05/can-seller-cancel-offer-to-purchase.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/05/can-seller-cancel-offer-to-purchase.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/how-to-create-generational-wealth-through-real-estate/</loc>
		<lastmod>2023-06-07T13:35:53+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/05/how-to-create-generational-wealth-through-real-estate.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/05/how-to-create-generational-wealth-through-real-estate.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/is-property-good-investment/</loc>
		<lastmod>2023-06-07T13:38:38+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/05/is-property-good-investment.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/05/is-property-good-investment.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/best-suburbs-pretoria/</loc>
		<lastmod>2023-06-07T13:42:22+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/05/best-suburbs-pretoria.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/05/best-suburbs-pretoria.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/first-home-finance-grant/</loc>
		<lastmod>2023-06-07T14:02:31+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/05/first-home-finance-grant.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/05/first-home-finance-grant.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/06/Untitled-1.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/first-time-home-buyer-grants/</loc>
		<lastmod>2023-06-07T14:03:55+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/05/first-time-home-buyer-grants.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/05/first-time-home-buyer-grants.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/06/Untitled-1.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/how-to-sell-yourself-to-landlord/</loc>
		<lastmod>2023-06-09T12:34:21+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/06/how-to-sell-yourself-to-landlord.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/06/how-to-sell-yourself-to-landlord.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/bond-repayment/</loc>
		<lastmod>2023-06-09T12:44:21+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/06/bond-repayment.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/06/bond-repayment.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/house-selling-costs/</loc>
		<lastmod>2023-06-09T12:53:54+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/06/house-selling-costs.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2020/06/house-selling-costs.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/cost-of-buying-a-house/</loc>
		<lastmod>2023-06-09T12:57:53+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2017/09/cost-buying-house-south-africa.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2017/09/cost-buying-house-south-africa.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/cheaper-to-buy-or-build/</loc>
		<lastmod>2023-07-06T11:40:31+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2018/06/building-vs-buying-a-house.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2018/06/building-vs-buying-a-house.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/cape-town-property-market/</loc>
		<lastmod>2023-07-19T13:23:43+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/07/cape-town-property-market.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/07/cape-town-property-market.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/cheaper-to-buy-land-and-build-house/</loc>
		<lastmod>2023-07-19T13:28:45+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/07/cheaper-to-buy-land-and-build-house.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/07/cheaper-to-buy-land-and-build-house.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/house-prices/</loc>
		<lastmod>2023-07-19T13:43:43+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2021/12/house-prices.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2021/12/house-prices.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/housing-finance/</loc>
		<lastmod>2023-07-19T14:03:36+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/07/housing-finance.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/07/housing-finance.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/06/Untitled-1.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/first-home-finance-application-form/</loc>
		<lastmod>2023-07-19T14:06:13+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/07/first-home-finance-application-form.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/07/first-home-finance-application-form.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/06/Untitled-1.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/cost-owning-house/</loc>
		<lastmod>2023-08-14T14:01:42+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/08/cost-owning-house.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/08/cost-owning-house.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/home-loan-affordability/</loc>
		<lastmod>2023-08-14T14:04:53+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/08/home-loan-affordability.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/08/home-loan-affordability.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/new-developments/</loc>
		<lastmod>2023-08-14T14:11:11+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/07/new-developments-sheffield-hills.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/07/new-developments-sheffield-hills.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/07/new-developments-athlone.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/07/new-developments-paarl.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/07/new-developments-avondale.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/07/new-developments-eerste-river.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/07/new-developments-sandton.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/07/new-developments-rembrandt-park.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/07/new-developments-brakpan.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/07/new-developments-ukusa-estate.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/07/new-developments-sheffield-hills.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/07/new-developments-balito.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/07/new-developments-palmview-estate.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/07/new-developments-the-woods-waterfall.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/07/new-developments-rockcliffe-lifestyle-estate.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/07/new-developments-avalon-gardens.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/07/new-developments-riverwood-eco-estate.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/30-year-home-loans/</loc>
		<lastmod>2023-08-14T14:13:30+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/08/30-year-home-loans.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/08/30-year-home-loans.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/loan-declined-due-to-affordability/</loc>
		<lastmod>2023-08-14T14:25:25+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2017/10/my-home-loan-was-denied.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2017/10/my-home-loan-was-denied.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/property-attorney/</loc>
		<lastmod>2023-09-19T14:17:09+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/09/property-attorney.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/09/property-attorney.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/sectional-title-vs-freehold-property/</loc>
		<lastmod>2023-09-19T14:26:59+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/09/sectional-title-vs-freehold-property.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/grants-first-time-homebuyers/</loc>
		<lastmod>2023-09-19T14:32:36+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/09/grants-first-time-homebuyers.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/09/grants-first-time-homebuyers.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/06/Untitled-1.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/sole-mandate-vs-open-mandate/</loc>
		<lastmod>2023-09-26T07:59:08+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/06/sole-mandate-vs-open-mandate.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/06/sole-mandate-vs-open-mandate.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/property-sale-karoo/</loc>
		<lastmod>2023-10-18T12:15:28+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/10/property-sale-karoo.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/10/property-sale-karoo.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/short-term-rentals/</loc>
		<lastmod>2023-10-18T12:17:01+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/10/short-term-rentals.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/10/short-term-rentals.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/asbestos-roof/</loc>
		<lastmod>2023-10-18T12:18:02+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/10/asbestos-roof.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/10/asbestos-roof.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/escrow/</loc>
		<lastmod>2023-10-18T12:25:13+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/07/escrow.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2020/07/escrow.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/13th-cheque/</loc>
		<lastmod>2023-10-18T12:27:23+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2017/12/13th-cheque.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2014/12/13th-cheque.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/property-co-ownership/</loc>
		<lastmod>2023-11-21T14:05:09+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/11/property-co-ownership.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/11/property-co-ownership.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/what-happens-if-cant-pay-bond/</loc>
		<lastmod>2023-11-21T14:06:20+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/11/what-happens-if-cant-pay-bond.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/11/what-happens-if-cant-pay-bond.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/transferring-property-into-a-trust/</loc>
		<lastmod>2023-11-21T14:11:56+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2018/05/transferring-property-into-a-trust.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2008/05/transferring-property-into-a-trust.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/what-to-look-for-when-buying-an-old-house/</loc>
		<lastmod>2023-11-23T09:12:04+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2018/06/what-to-look-for-when-buying-an-old-house.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2018/06/what-to-look-for-when-buying-an-old-house.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/wall-painting-ideas/</loc>
		<lastmod>2023-12-22T10:01:48+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2018/12/wall-painting-ideas-2.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2018/12/wall-painting-ideas-2.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2018/12/wall-painting-ideas-dark-and-light.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2018/12/wall-painting-ideas-green.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2018/12/wall-painting-ideas-pink-cupboard.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2018/12/wall-painting-ideas-stripes.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2018/12/wall-painting-ideas-blue-hallway.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2018/12/wall-painting-ideas-gold.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2018/12/wall-painting-ideas-metallic.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2018/12/wall-painting-ideas-lobby.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2018/12/wall-painting-ideas-dining-room.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2018/12/wall-painting-ideas-bathroom.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2018/12/wall-painting-ideas-bath.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2018/12/wall-painting-ideas-kitchen.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2018/12/wall-painting-ideas-bookshelf.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2018/12/wall-painting-ideas-fireplace.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2018/12/wall-painting-ideas-lounge.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2018/12/wall-painting-ideas-bedroom.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2018/12/wall-painting-ideas-dark-bedroom.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/building-plan-approval/</loc>
		<lastmod>2024-01-16T13:23:10+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/07/cheaper-to-buy-land-and-build-house.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/07/cheaper-to-buy-land-and-build-house.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/why-its-important-to-have-a-will/</loc>
		<lastmod>2024-01-16T13:23:57+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/09/grants-first-time-homebuyers.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/09/grants-first-time-homebuyers.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/selling-home-in-buyers-market/</loc>
		<lastmod>2024-01-16T13:24:34+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/06/documents-required-to-sell-house-south-africa.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/06/documents-required-to-sell-house-south-africa.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/property-trends-south-africa/</loc>
		<lastmod>2024-01-16T13:25:21+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/02/property-trends-south-africa.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/02/property-trends-south-africa.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/buy-to-let-property/</loc>
		<lastmod>2024-01-16T13:26:16+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2021/03/buy-to-let-property.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2021/03/buy-to-let-property.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/property-portfolio/</loc>
		<lastmod>2024-01-16T13:26:54+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2021/10/how-to-start-property-portfolio.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2021/10/how-to-start-property-portfolio.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/home-loan-declined-standard-bank/</loc>
		<lastmod>2024-01-16T13:27:37+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2021/12/home-loan-declined-standard-bank.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2021/12/home-loan-declined-standard-bank.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/flisp-kzn/</loc>
		<lastmod>2024-01-16T13:30:27+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/09/government-rent-to-buy-houses.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/09/government-rent-to-buy-houses.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/how-do-you-qualify-for-flisp/</loc>
		<lastmod>2024-01-16T13:32:52+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/08/how-do-you-qualify-for-flisp.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/08/how-do-you-qualify-for-flisp.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/municipal-value-of-property/</loc>
		<lastmod>2024-02-12T13:44:23+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/01/municipal-value-of-property.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/01/municipal-value-of-property.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/how-to-save-for-a-house/</loc>
		<lastmod>2024-02-12T13:46:19+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2017/12/how-to-save-for-a-house.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2016/05/how-to-save-for-a-house.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/how-much-earn-to-qualify-for-bond/</loc>
		<lastmod>2024-02-12T13:47:10+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/02/how-much-earn-to-qualify-for-bond.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/02/how-much-earn-to-qualify-for-bond.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/joint-bond/</loc>
		<lastmod>2024-02-12T13:48:14+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2017/10/joint-bond.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2015/04/joint-bond.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/buying-commercial-property-in-holiday-towns/</loc>
		<lastmod>2024-02-19T11:16:20+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/02/buying-commercial-property-in-holiday-towns.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/02/buying-commercial-property-in-holiday-towns.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/commercial-property/</loc>
		<lastmod>2024-02-19T11:19:32+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/01/commercial-property.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/01/commercial-property.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/first-time-home-buyer-loan/</loc>
		<lastmod>2024-02-27T07:37:56+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2018/09/first-time-home-buyer-loan.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2018/09/first-time-home-buyer-loan.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/land-expropriation-meaning/</loc>
		<lastmod>2024-02-27T07:40:30+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2018/10/land-expropriation-meaning.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2018/10/land-expropriation-meaning.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/best-home-loan/</loc>
		<lastmod>2024-02-27T07:48:01+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2018/11/best-home-loan.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2018/11/best-home-loan.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/advantages-of-downsizing/</loc>
		<lastmod>2024-02-27T07:59:37+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2019/04/advantages-of-downsizing.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2019/04/advantages-of-downsizing.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/rent-trap/</loc>
		<lastmod>2024-02-27T08:09:36+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2019/05/rent-trap.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2019/05/rent-trap.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/estate-planning/</loc>
		<lastmod>2024-02-27T08:12:05+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2019/05/estate-planning.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2019/05/estate-planning.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/multigenerational-living/</loc>
		<lastmod>2024-02-27T08:14:23+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2019/05/multigenerational-living.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2019/05/multigenerational-living.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/choosing-quiet-property/</loc>
		<lastmod>2024-02-27T11:00:43+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2019/06/choosing-quiet-property.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2019/06/choosing-quiet-property.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/gated-communities/</loc>
		<lastmod>2024-02-27T11:02:30+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2019/06/gated-community.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2019/06/gated-community.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/bond-originator/</loc>
		<lastmod>2024-02-27T11:05:23+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2019/06/what-is-a-bond-originator.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2019/06/what-is-a-bond-originator.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/how-do-bond-originators-make-money/</loc>
		<lastmod>2024-02-27T11:11:42+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2019/08/how-do-bond-originators-make-money.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2019/08/how-do-bond-originators-make-money.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/buying-second-property/</loc>
		<lastmod>2024-02-27T11:31:07+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2019/10/property-investment-tips.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2019/10/property-investment-tips.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/in-principle-approval/</loc>
		<lastmod>2024-02-27T11:33:31+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2019/11/in-principle-approval.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2019/11/in-principle-approval.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/renovations-that-add-value/</loc>
		<lastmod>2024-02-27T11:35:35+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2019/11/home-renovation.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2019/11/home-renovation.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/renting-to-millennials/</loc>
		<lastmod>2024-02-27T11:38:17+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2019/11/renting-to-millenials.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2019/11/renting-to-millenials.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/buyers-market/</loc>
		<lastmod>2024-02-27T11:41:09+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2019/12/buyers-market.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2019/12/buyers-market.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/compare-home-loans/</loc>
		<lastmod>2024-02-27T11:46:03+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/01/compare-home-loans.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/01/compare-home-loans.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/qualify-second-home-loan/</loc>
		<lastmod>2024-02-27T11:48:52+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/01/buying-a-second-property.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/01/buying-a-second-property.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/private-banker-vs-bond-originator/</loc>
		<lastmod>2024-02-27T11:51:15+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/01/private-banker-vs-bond-originator.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/01/private-banker-vs-bond-originator.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/home-loan-providers-south-africa/</loc>
		<lastmod>2024-02-27T12:10:25+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/02/home-loan-providers-south-africa.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/02/home-loan-providers-south-africa.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/holiday-home-investment/</loc>
		<lastmod>2024-02-27T12:12:07+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/02/holiday-home-investment.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/02/holiday-home-investment.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/estate-agent-skills/</loc>
		<lastmod>2024-02-27T12:14:10+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/03/estate-agent-skills.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/03/estate-agent-skills.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/how-to-secure-your-home/</loc>
		<lastmod>2024-02-27T12:16:08+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/03/how-to-secure-your-home.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/03/how-to-secure-your-home.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/bond-attorney/</loc>
		<lastmod>2024-02-27T12:17:40+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/03/bond-attorney.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/03/bond-attorney.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/requirements-buy-house/</loc>
		<lastmod>2024-02-27T12:21:03+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/03/requirements-buy-house.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/03/requirements-buy-house.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/swimming-pool-installation/</loc>
		<lastmod>2024-02-27T12:22:57+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/04/swimming-pool-installation.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/04/swimming-pool-installation.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/buy-house-corona-lockdown/</loc>
		<lastmod>2024-02-27T12:25:57+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/04/buy-house-corona-lockdown.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/04/buy-house-corona-lockdown.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/100-bonds/</loc>
		<lastmod>2024-03-08T14:18:28+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/03/100-bonds.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/03/100-bonds.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/fixed-or-linked-interest-rate/</loc>
		<lastmod>2024-03-08T14:19:20+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/02/fixed-or-linked-interest-rates.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/02/fixed-or-linked-interest-rates.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/benefits-of-real-estate-agent/</loc>
		<lastmod>2024-03-08T14:21:53+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/03/benefits-of-real-estate-agent.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/03/benefits-of-real-estate-agent.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/how-do-home-loans-work/</loc>
		<lastmod>2024-03-08T14:26:24+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/09/how-do-home-loans-work.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/09/how-do-home-loans-work.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/105-percent-home-loan/</loc>
		<lastmod>2024-03-08T14:27:22+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/07/105-percent-home-loan.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/07/105-percent-home-loan.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/transfer-fees-vs-transfer-duty/</loc>
		<lastmod>2024-03-18T13:34:41+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/03/transfer-fees-vs-transfer-duty.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/03/transfer-fees-vs-transfer-duty.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/budget-speech-property-market/</loc>
		<lastmod>2024-03-18T13:35:21+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/03/budget-speech-property-market.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/03/budget-speech-property-market.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/100-home-loans/</loc>
		<lastmod>2024-03-18T13:36:36+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2019/11/100-home-loans.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2019/11/100-home-loans.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/transfer-costs/</loc>
		<lastmod>2024-03-18T13:38:57+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2021/03/transfer-costs.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2021/03/transfer-costs.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/home-staging-tips/</loc>
		<lastmod>2024-03-18T13:39:37+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/01/home-staging-tips.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/01/home-staging-tips.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/deeds-office-fees/</loc>
		<lastmod>2024-04-17T12:17:40+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/04/deeds-office-fees.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/04/deeds-office-fees.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/reverse-immigration-property-market/</loc>
		<lastmod>2024-04-17T12:18:25+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/04/reverse-immigration-property-market.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/04/reverse-immigration-property-market.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/home-renovation-tips/</loc>
		<lastmod>2024-04-17T12:20:34+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/04/home-renovation-tips.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/04/home-renovation-tips.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/transfer-fees-south-africa/</loc>
		<lastmod>2024-04-17T12:21:28+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/07/transfer-fees-south-africa.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/07/transfer-fees-south-africa.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/transfer-costs-for-first-time-home-buyers/</loc>
		<lastmod>2024-04-17T12:22:43+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2021/07/transfer-costs-for-first-time-home-buyers.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2021/07/transfer-costs-for-first-time-home-buyers.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/solar-panels-property-value/</loc>
		<lastmod>2024-04-17T12:23:49+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2019/05/solar-panels-home-value.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2019/05/solar-panels-home-value.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/how-to-make-small-room-look-bigger/</loc>
		<lastmod>2024-05-02T07:41:43+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2019/01/small-rooms.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2019/01/small-rooms.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2019/01/small-rooms-less-is-more.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2019/01/small-rooms-underfoot.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2019/01/small-rooms-focal-points.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2019/01/small-rooms-colour-block.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2019/01/small-rooms-colour-block-2.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2019/01/small-rooms-size-counts.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2019/01/small-rooms-look-at-you.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2019/01/small-rooms-hide-it.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2019/01/small-rooms-lighten-up.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2019/01/small-rooms-book-shelf.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2019/01/small-rooms-kitchen.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2019/01/small-rooms-space-it-out.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/heritage-property/</loc>
		<lastmod>2024-05-24T13:29:18+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/05/heritage-property.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/05/heritage-property.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/should-you-renovate-before-selling/</loc>
		<lastmod>2024-05-24T13:30:47+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/05/mixed-use-development.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/05/mixed-use-development.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/how-to-buy-house-at-auction/</loc>
		<lastmod>2024-05-24T13:31:52+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/05/how-to-buy-house-at-auction.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/05/how-to-buy-house-at-auction.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/kitchen-renovation-cost/</loc>
		<lastmod>2024-05-24T13:34:38+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2019/12/cost-of-renovating-kitchen-south-africa.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2019/12/cost-of-renovating-kitchen-south-africa.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/property-market-forecast/</loc>
		<lastmod>2024-06-20T12:18:40+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/06/property-market-forecast.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/06/property-market-forecast.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/selling-vs-renting/</loc>
		<lastmod>2024-06-20T12:19:38+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/06/selling-vs-renting.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/06/selling-vs-renting.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/financing-commercial-property/</loc>
		<lastmod>2024-06-20T12:20:39+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/06/financing-commercial-property.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/06/financing-commercial-property.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/mixed-use-developments/</loc>
		<lastmod>2024-06-20T12:22:22+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2019/05/mixed-use-developments.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2019/05/mixed-use-developments.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2019/05/lakeside-pretoria.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2019/05/greenwood-square-emmarentia.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/08/city-centre-at-steyn-city.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/01/new-housing-development-the-wynne-northern-suburbs.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/01/new-housing-development-devonbosch-stellenbosch.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/01/new-housing-development-newinbosch-stellenbosch.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2019/05/woodstock-quarter.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2019/05/two-on-tabak-paarl.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2019/05/dolce-vita.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2019/05/conradie-park.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/first-time-home-buyer/</loc>
		<lastmod>2024-06-20T12:24:10+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2019/08/first-time-home-buyer.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2019/08/first-time-home-buyer.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/off-plan-developments/</loc>
		<lastmod>2024-07-12T13:10:03+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/02/new-developments-johannesburg-country-garden-estate-lounge.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/02/new-developments-johannesburg-country-garden-estate-lounge.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/occupational-rent/</loc>
		<lastmod>2024-07-23T12:14:08+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/07/occupational-rent.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/07/occupational-rent.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/retail-property/</loc>
		<lastmod>2024-07-23T12:14:57+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/07/retail-property.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/07/retail-property.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/industrial-property/</loc>
		<lastmod>2024-07-23T12:15:57+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/07/industrial-property.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/07/industrial-property.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/home-loans-for-foreigners-in-south-africa/</loc>
		<lastmod>2024-07-23T12:19:43+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/04/home-loans-for-foreigners-in-south-africa.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/04/home-loans-for-foreigners-in-south-africa.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/buy-off-plan-property/</loc>
		<lastmod>2024-07-23T12:20:34+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/07/buy-off-plan-property.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/07/buy-off-plan-property.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/how-to-invest-property/</loc>
		<lastmod>2024-07-23T12:21:28+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/07/how-to-invest-property.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/07/how-to-invest-property.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/how-to-save-electricity/</loc>
		<lastmod>2024-07-29T12:43:04+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2019/04/saving-electricity-in-winter.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2019/04/saving-electricity-in-winter.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/voetstoots/</loc>
		<lastmod>2024-07-29T12:44:59+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2019/09/voetstoots.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2019/09/voetstoots.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/property-law/</loc>
		<lastmod>2024-08-16T13:56:48+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/09/property-law.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/09/property-law.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/prefab-homes/</loc>
		<lastmod>2024-08-16T13:58:06+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/08/prefab-homes.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/08/prefab-homes.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/fixer-upper/</loc>
		<lastmod>2024-08-16T14:00:21+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/09/fixer-upper.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/09/fixer-upper.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/best-property-investment/</loc>
		<lastmod>2024-09-19T12:55:54+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/09/best-property-investment.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/09/best-property-investment.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/own-your-own-home/</loc>
		<lastmod>2024-09-19T12:59:25+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/09/own-your-own-home.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/09/own-your-own-home.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/zoning/</loc>
		<lastmod>2024-09-19T13:00:49+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/03/zoning-regulations.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/03/zoning-regulations.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/flipping-houses/</loc>
		<lastmod>2024-09-19T13:03:39+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2018/08/flipping-houses.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2018/08/flipping-houses.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/buying-home-solo/</loc>
		<lastmod>2024-09-26T09:44:56+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/09/buying-home-solo.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/09/buying-home-solo.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/how-much-to-qualify-for-home-loan/</loc>
		<lastmod>2024-09-26T09:46:51+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/10/how-much-to-qualify-for-home-loan.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/10/how-much-to-qualify-for-home-loan.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/sandton-apartments/</loc>
		<lastmod>2024-09-26T09:49:11+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/01/sandton-apartments.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/01/sandton-apartments.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/01/sandton-apartments-sandton-platinum-residence.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/06/johannesburg-miami-view.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2019/05/greenwood-square-emmarentia.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/08/170-on-grosvenor.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/06/johannesburg-country-garden-estate.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/08/canyon-villas-at-eagle-canyon.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/06/johannesburg-300-on-york.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/01/sandton-apartments-skywood.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/01/sandton-apartments-akaru.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/second-bond/</loc>
		<lastmod>2024-10-16T09:50:03+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/10/second-bond.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/10/second-bond.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/credit-score-south-africa/</loc>
		<lastmod>2024-10-16T11:14:11+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/09/credit-score.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/09/credit-score.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/offer-to-purchase/</loc>
		<lastmod>2024-10-16T11:17:17+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2019/08/offer-to-purchase-property.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2019/08/offer-to-purchase-property.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/investing-in-rental-properties/</loc>
		<lastmod>2024-10-21T12:57:19+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/10/investing-in-rental-properties.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/10/investing-in-rental-properties.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/property-sale-agreements/</loc>
		<lastmod>2024-11-15T12:31:15+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/12/property-sale-agreements.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/12/property-sale-agreements.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/property-valuation/</loc>
		<lastmod>2024-11-21T09:24:31+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/05/property-valuation.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/05/property-valuation.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/property-investment-beginners/</loc>
		<lastmod>2024-11-21T12:47:10+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/11/property-investment-beginners.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/11/property-investment-beginners.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/bank-repossed-houses/</loc>
		<lastmod>2024-11-21T12:48:12+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/11/bank-repossed-houses.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/11/bank-repossed-houses.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/home-loan-calculator/</loc>
		<lastmod>2024-11-21T12:49:49+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/11/home-loan-calculator.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/11/home-loan-calculator.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/bond-registration-costs/</loc>
		<lastmod>2024-11-21T12:52:19+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/08/bond-registration-costs.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/08/bond-registration-costs.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/home-loans-south-africa/</loc>
		<lastmod>2024-11-25T15:29:23+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2019/07/home-loans-in-south-africa.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2019/07/home-loans-in-south-africa.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/bond-application/</loc>
		<lastmod>2024-12-18T13:08:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/12/bond-application.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/12/bond-application.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/what-you-need-when-applying-for-a-home-loan/</loc>
		<lastmod>2024-12-18T13:08:51+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/12/what-you-need-when-applying-for-a-home-loan.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/12/what-you-need-when-applying-for-a-home-loan.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/why-rental-properties-are-a-good-investment/</loc>
		<lastmod>2024-12-18T13:09:54+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/12/why-rental-properties-are-a-good-investment.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/12/why-rental-properties-are-a-good-investment.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/when-is-first-bond-payment-due-after-registration/</loc>
		<lastmod>2025-01-21T07:14:50+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2013/07/what-happens-after-bond-registration.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2013/07/what-happens-after-bond-registration.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/access-bond/</loc>
		<lastmod>2025-01-21T13:25:15+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2019/10/access-bond-2022.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2019/10/access-bond-2022.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/home-building-tips/</loc>
		<lastmod>2025-02-04T06:47:07+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/06/home-building-tips.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/06/home-building-tips.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/what-does-poa-mean/</loc>
		<lastmod>2025-02-25T13:31:41+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2025/02/what-does-poa-mean.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2025/02/what-does-poa-mean.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/first-time-home-buying-mistakes/</loc>
		<lastmod>2025-02-25T13:41:09+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2025/02/first-time-home-buying-mistakes.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2025/02/first-time-home-buying-mistakes.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/using-credit-to-build-wealth/</loc>
		<lastmod>2025-02-25T13:49:54+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2017/11/using-credit-to-build-wealth.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2017/11/using-credit-to-build-wealth.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/new-developments-pretoria/</loc>
		<lastmod>2025-02-26T14:01:14+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/06/new-developments-pretoria.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/06/new-developments-pretoria.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/10/new-developments-pretoria-lakeside-village.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/10/new-developments-pretoria-northern-gate.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/10/new-developments-pretoria-bishops-gate.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/10/new-developments-pretoria-dukes-gate.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/06/new-developments-menlyn-main-residence-apartments.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/06/new-developments-pretoria-kotara.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/06/new-developments-pretoria-capital-trilogy.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/06/new-developments-pretoria-mont-acres.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/06/new-developments-pretoria-makarios.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/06/new-developments-pretoria-waterkloof-heart.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/06/new-developments-pretoria-brookwood-2.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/06/new-developments-pretoria-the-mantle.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/new-developments-johannesburg/</loc>
		<lastmod>2025-04-02T12:59:01+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/01/new-developments-johannesburg.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/01/new-developments-johannesburg.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2025/04/300-on-york.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2025/04/river-crescent.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/01/canyon-villas.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/01/the-paramount.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/01/city-centre-at-steyn-city.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/01/170-on-grosvenor.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/01/akaru.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/01/elbrus.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/01/the-annex.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/progress-payments/</loc>
		<lastmod>2025-04-03T12:54:34+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2025/03/progress-payments.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2025/03/progress-payments.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/what-to-look-for-when-buying-a-house/</loc>
		<lastmod>2025-05-05T12:48:25+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2019/05/what-to-look-for-when-buying-a-house.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2019/05/what-to-look-for-when-buying-a-house.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/property-finance/</loc>
		<lastmod>2025-05-05T12:49:31+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/10/property-finance.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/10/property-finance.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/use-existing-property-buy-another/</loc>
		<lastmod>2025-05-05T12:51:41+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/02/use-existing-property-buy-another.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/02/use-existing-property-buy-another.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/home-loans-for-self-employed/</loc>
		<lastmod>2025-05-05T13:10:13+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2019/12/home-loans-for-self-employed.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2019/12/home-loans-for-self-employed.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/how-to-qualify-for-home-loan/</loc>
		<lastmod>2025-05-05T13:11:19+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2019/12/how-to-qualify-for-a-home-loan.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2019/12/how-to-qualify-for-a-home-loan.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/prequalify-home-loan/</loc>
		<lastmod>2025-05-05T13:12:37+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/04/prequalify-home-loan.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/04/prequalify-home-loan.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/commercial-property-finance/</loc>
		<lastmod>2025-05-06T08:32:17+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/06/financing-commercial-property.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/06/financing-commercial-property.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/house-auctions/</loc>
		<lastmod>2025-06-12T12:53:23+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/07/house-auctions.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2020/07/house-auctions.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/property-value/</loc>
		<lastmod>2025-06-12T13:14:41+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/02/property-value-feature.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/02/property-value-feature.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/home-loan/</loc>
		<lastmod>2025-06-27T08:55:23+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/09/how-do-home-loans-work.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/09/how-do-home-loans-work.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/how-to-apply-for-home-loan/</loc>
		<lastmod>2025-06-27T08:57:11+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2025/04/how-to-apply-for-home-loan.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2025/04/how-to-apply-for-home-loan.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/new-developments-gauteng/</loc>
		<lastmod>2025-06-30T13:42:57+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2025/06/new-developments-gauteng.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2025/06/new-developments-gauteng.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/08/greenwood-square-emmarentia.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/08/canyon-villas-at-eagle-canyon.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/08/paramount-at-houghton.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/08/city-centre-at-steyn-city.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/08/170-on-grosvenor.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/clear-credit-score/</loc>
		<lastmod>2025-07-15T07:38:52+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2021/09/clear-credit-score.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2021/09/clear-credit-score.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/mpho-vackier/</loc>
		<lastmod>2025-07-15T07:48:15+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2018/11/mpho-vackier.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2018/11/mpho-vackier.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2018/11/mpho-vackier-design-inspiration.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2018/11/mpho-vackier-interior-design.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2018/11/mpho-vackier-kitchen-design.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2018/11/mpho-vackier-office-design.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/affordable-suburbs-johannesburg/</loc>
		<lastmod>2025-08-07T13:43:20+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2025/07/affordable-suburbs-johannesburg.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2025/07/affordable-suburbs-johannesburg.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/fixed-vs-variable-interest-rates/</loc>
		<lastmod>2025-08-07T13:43:51+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2025/07/fixed-vs-variable-interest-rates.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2025/07/fixed-vs-variable-interest-rates.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/property-investment/</loc>
		<lastmod>2025-09-01T11:35:17+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/08/property-investment-2025.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/08/property-investment-2025.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/flisp/</loc>
		<lastmod>2025-09-02T04:18:58+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/06/flisp.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/06/flisp.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/flisp-housing/</loc>
		<lastmod>2025-09-02T04:21:41+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/08/flisp-housing.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/08/flisp-housing.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/flisp-subsidy/</loc>
		<lastmod>2025-09-02T04:22:55+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/02/flisp-subsidy.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/02/flisp-subsidy.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/process-buying-house/</loc>
		<lastmod>2025-09-16T07:44:25+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2018/09/process-buying-house.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2018/09/process-buying-house.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/first-home-finance-subsidy/</loc>
		<lastmod>2025-10-07T11:27:46+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/07/first-home-finance-subsidy.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/07/first-home-finance-subsidy.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/affordable-developments-johannesburg/</loc>
		<lastmod>2025-10-10T14:27:37+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2025/10/Affordable-Developments-Johannesburg.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2025/10/Affordable-Developments-Johannesburg.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/cape-town-most-affordable-suburbs/</loc>
		<lastmod>2025-10-10T14:29:20+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2025/10/Cape-Town-Affordable-Suburbs.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2025/10/Cape-Town-Affordable-Suburbs.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/student-accommodation-investment/</loc>
		<lastmod>2025-10-10T14:52:50+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/03/student-accommodation-investment.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/03/student-accommodation-investment.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/home-loan-pre-approval-online/</loc>
		<lastmod>2025-10-10T14:58:59+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/04/home-loan-pre-approval-online.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2020/04/home-loan-pre-approval-online.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/house-hunting/</loc>
		<lastmod>2025-10-16T05:23:38+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2017/10/house-hunting.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2017/10/house-hunting.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/pros-cons-buying-house-cash/</loc>
		<lastmod>2025-12-08T12:14:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/process-of-selling-a-house/</loc>
		<lastmod>2025-12-08T12:40:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/vat-on-property-purchase/</loc>
		<lastmod>2025-12-08T12:55:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/how-to-improve-credit-score/</loc>
		<lastmod>2025-12-08T13:31:52+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/11/how-to-improve-credit-score.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/11/how-to-improve-credit-score.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/online-home-loan-application/</loc>
		<lastmod>2025-12-08T13:37:19+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/09/online-home-loan-application.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/09/online-home-loan-application.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/cost-of-selling-house/</loc>
		<lastmod>2025-12-08T13:52:37+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/06/house-selling-costs.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2020/06/house-selling-costs.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/bond-affordability/</loc>
		<lastmod>2026-01-22T10:40:36+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2025/09/bond-affordability.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2025/09/bond-affordability.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/home-loan-requirements/</loc>
		<lastmod>2026-01-22T10:55:55+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2018/11/home-loan-requirements.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2018/11/home-loan-requirements.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/interest-rate-cuts/</loc>
		<lastmod>2026-01-22T11:05:43+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/09/interest-rate-cuts.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/09/interest-rate-cuts.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/lower-home-loan-interest-rate/</loc>
		<lastmod>2026-01-22T11:30:23+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/02/lower-home-loan-interest-rate.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/02/lower-home-loan-interest-rate.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/is-it-good-time-buy-property-south-africa/</loc>
		<lastmod>2026-01-22T11:50:30+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/07/is-it-good-time-buy-property-south-africa.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/07/is-it-good-time-buy-property-south-africa.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/renting-vs-buying/</loc>
		<lastmod>2026-01-22T12:02:54+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2021/08/renting-vs-buying.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2021/08/renting-vs-buying.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/property-prices/</loc>
		<lastmod>2026-01-22T12:03:11+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2019/08/property-prices.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2019/08/property-prices.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/property-market-south-africa/</loc>
		<lastmod>2026-01-22T12:09:26+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/03/property-market-south-africa.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/03/property-market-south-africa.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/prime-interest-rate/</loc>
		<lastmod>2026-01-22T12:17:02+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2025/07/prime-interest-rate.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2025/07/prime-interest-rate.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/property-market-trends-2026/</loc>
		<lastmod>2026-01-26T08:42:05+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2026/01/ooba-homeloans-sale-activity.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2026/01/lightstone-age-of-buyers.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/five-defining-property-trends-for-2026/</loc>
		<lastmod>2026-01-26T08:57:47+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2026/01/ooba-homeloans-sale-activity.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2026/01/lightstone-age-of-buyers.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/repo-rate/</loc>
		<lastmod>2026-02-09T08:09:54+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2021/10/repo-rate.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2021/10/repo-rate.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/flisp-application/</loc>
		<lastmod>2026-02-09T08:16:45+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/01/flisp-application.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/01/flisp-application.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/flisp-calculator/</loc>
		<lastmod>2026-02-09T09:08:35+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/11/flisp-calculator.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/11/flisp-calculator.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/11/flisp-calculator-2026.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/transfer-duty/</loc>
		<lastmod>2026-02-09T09:51:11+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/03/transfer-duty.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/03/transfer-duty.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/which-bank-has-lowest-interest-rate-on-home-loans/</loc>
		<lastmod>2026-02-09T09:55:56+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2017/11/best-banks-for-home-loans-in-south-africa-4.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2017/11/best-banks-for-home-loans-in-south-africa-4.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/cost-to-build-a-house/</loc>
		<lastmod>2026-02-09T10:01:24+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/01/cost-to-build-a-house-2025.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/01/cost-to-build-a-house-2025.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/capital-gains-tax-south-africa/</loc>
		<lastmod>2026-02-09T10:04:46+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/02/capital-gains-tax.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2021/09/capital-gains-tax-south-afrca.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/prime-lending-rate-south-africa/</loc>
		<lastmod>2026-02-09T10:23:20+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/09/prime-lending-rate-south-africa.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/09/prime-lending-rate-south-africa.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/rent-to-buy-houses/</loc>
		<lastmod>2026-02-09T10:32:50+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/04/rent-to-buy-houses.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/04/rent-to-buy-houses.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/government-rent-to-buy-houses/</loc>
		<lastmod>2026-02-09T11:03:56+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/09/government-rent-to-buy-houses.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/09/government-rent-to-buy-houses.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/safest-suburbs-cape-town/</loc>
		<lastmod>2026-02-09T11:07:33+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/11/safest-suburbs-cape-town.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/11/safest-suburbs-cape-town.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/government-low-cost-housing/</loc>
		<lastmod>2026-02-09T11:14:27+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/09/government-low-cost-housing.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/09/government-low-cost-housing.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/11/flisp-calculator-2026.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/government-housing-subsidy/</loc>
		<lastmod>2026-02-09T11:18:05+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/01/government-housing-subsidy.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/01/government-housing-subsidy.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/home-loan-interest-rates/</loc>
		<lastmod>2026-02-19T09:33:31+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2025/08/home-loan-interest-rates.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2025/08/home-loan-interest-rates.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/property-transfer-process/</loc>
		<lastmod>2026-02-19T10:29:01+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2025/06/transfer-of-property-process.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2025/06/transfer-of-property-process.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/rental-deposits/</loc>
		<lastmod>2026-02-19T10:34:39+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2021/03/rental-deposits.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2021/03/rental-deposits.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/new-developments-cape-town/</loc>
		<lastmod>2026-02-19T10:43:17+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/03/new-developments-cape-town-feature.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/03/new-developments-cape-town-feature.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/03/the-ilex-stellenbosch.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/03/dolce-vita-sea-point.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/03/5-dock-road-va-waterfront.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/03/the-avenue-durbanville.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/03/rosemary-estate-northern-suburbs.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/03/lions-head-apartments-pinelands.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/03/castle-rock.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/03/kings-blockhouse-pinelands.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/01/new-housing-development-devonbosch-stellenbosch.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/01/new-housing-development-fynbos-village-noordhoek.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/01/new-housing-development-newinbosch-stellenbosch.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/best-suburbs-cape-town/</loc>
		<lastmod>2026-02-19T11:25:15+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2025/07/best-suburbs-cape-town.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2025/07/best-suburbs-cape-town.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/flisp-requirements/</loc>
		<lastmod>2026-02-19T11:28:57+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/01/flisp-requirements.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/01/flisp-requirements.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/bond-cancellation-fees/</loc>
		<lastmod>2026-02-19T11:35:27+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/04/bond-cancellation-fees.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/04/bond-cancellation-fees.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/what-is-a-good-credit-score/</loc>
		<lastmod>2026-02-19T11:42:29+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/06/what-is-a-good-credit-score.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/06/what-is-a-good-credit-score.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/buying-a-house/</loc>
		<lastmod>2026-02-19T11:47:41+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/07/buying-a-house.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/07/buying-a-house.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/government-home-loans-for-first-time-buyers-with-bad-credit/</loc>
		<lastmod>2026-02-19T11:51:07+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/04/prequalify-home-loan.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/04/prequalify-home-loan.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/repossessed-houses/</loc>
		<lastmod>2026-02-19T11:58:32+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2025/08/repossessed-houses.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2025/08/repossessed-houses.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/best-schools-south-africa/</loc>
		<lastmod>2026-02-19T12:06:16+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/09/best-schools-south-africa.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/09/best-schools-south-africa.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/how-to-pay-off-home-loan-faster/</loc>
		<lastmod>2026-02-19T12:25:40+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2025/12/how-to-pay-off-home-loan-faster.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2025/12/how-to-pay-off-home-loan-faster.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/bank-contact-details/</loc>
		<lastmod>2026-03-03T09:12:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/certificates-compliance/</loc>
		<lastmod>2026-03-23T12:20:34+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/02/certificates-compliance.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/02/certificates-compliance.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/bond-registration-process/</loc>
		<lastmod>2026-03-23T12:32:29+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2018/09/bond-registration-process.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2018/09/bond-registration-process.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/foreigners-buying-property-in-south-africa/</loc>
		<lastmod>2026-03-23T12:36:46+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2021/09/foreigners-buying-property-in-south-africa.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2021/09/foreigners-buying-property-in-south-africa.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/government-subsidy-for-first-time-home-buyers/</loc>
		<lastmod>2026-03-23T12:50:23+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/07/government-subsidy-for-first-time-home-buyers.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/07/government-subsidy-for-first-time-home-buyers.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/vat-on-property-sales/</loc>
		<lastmod>2026-03-23T12:59:13+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2016/09/vat-on-property-sales.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2016/09/vat-on-property-sales.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/title-deed/</loc>
		<lastmod>2026-03-23T13:04:23+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2018/03/title-deed.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2018/03/title-deed.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/transfer-of-property-between-family-members-south-africa/</loc>
		<lastmod>2026-03-23T13:08:57+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/03/transfer-of-property-between-family-members-south-africa.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/03/transfer-of-property-between-family-members-south-africa.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/refinance-home-loan/</loc>
		<lastmod>2026-03-23T13:15:13+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2018/09/bond-refinancing.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2018/09/bond-refinancing.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/credit-score-home-loan/</loc>
		<lastmod>2026-03-23T13:18:54+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2021/10/minimum-credit-score-home-loan-south-africa.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2021/10/minimum-credit-score-home-loan-south-africa.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/flisp-application-online/</loc>
		<lastmod>2026-03-23T13:22:59+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/11/flisp-application-online.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/11/flisp-application-online.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/house-subsidy/</loc>
		<lastmod>2026-03-23T13:27:40+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/03/house-subsidy-1.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/03/house-subsidy.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/06/flisp-application-process.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/building-loans/</loc>
		<lastmod>2026-03-23T13:32:28+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/03/ooba-building-loans.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/03/ooba-building-loans.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/interest-rate-predictions/</loc>
		<lastmod>2026-03-23T13:37:30+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/04/interest-rate-predictions-2025.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/04/interest-rate-predictions-2025.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/blacklisted-home-loans/</loc>
		<lastmod>2026-03-23T13:43:50+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2019/07/home-loans-for-blacklisted.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2019/07/home-loans-for-blacklisted.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/when-is-best-time-buy-house/</loc>
		<lastmod>2026-04-13T08:36:36+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/09/when-is-best-time-buy-house.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2023/09/when-is-best-time-buy-house.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/repo-rate-meaning/</loc>
		<lastmod>2026-04-13T08:56:50+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/11/repo-rate-meaning.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/11/repo-rate-meaning.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/what-bond-can-afford/</loc>
		<lastmod>2026-04-13T09:19:57+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/10/what-bond-can-afford.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/10/what-bond-can-afford.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/what-is-the-prime-interest-rate/</loc>
		<lastmod>2026-04-13T09:30:43+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2025/02/what-is-the-prime-interest-rate.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2025/02/what-is-the-prime-interest-rate.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/reduce-home-loan-interest-rate/</loc>
		<lastmod>2026-04-13T09:39:22+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/10/reduce-home-loan-interest-rate.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2024/10/reduce-home-loan-interest-rate.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/fixed-interest-rate/</loc>
		<lastmod>2026-04-13T09:40:24+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2019/11/variable-fixed-interest-rate.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2019/11/variable-fixed-interest-rate.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/why-new-developments-are-an-ideal-choice-for-first-time-home-buyers-in-south-africa/</loc>
		<lastmod>2026-04-16T12:19:59+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2026/04/Why-new-developments-are-an-ideal-choice-for-first-time-home-buyers-in-South-Africa.jpeg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2026/04/Why-new-developments-are-an-ideal-choice-for-first-time-home-buyers-in-South-Africa.jpeg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/what-cape-town-investment-buyers-need-to-know-about-the-proposed-short-term-rental-regulations/</loc>
		<lastmod>2026-04-16T12:27:01+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2026/04/What-Cape-Town-investment-buyers-need-to-know-about-the-proposed-short-term-rental-regulations.jpeg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2026/04/What-Cape-Town-investment-buyers-need-to-know-about-the-proposed-short-term-rental-regulations.jpeg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/what-this-years-budget-speech-means-for-the-homebuying-market/</loc>
		<lastmod>2026-04-16T12:45:28+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2026/04/What-this-years-Budget-Speech-means-for-the-homebuying-market.jpeg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2026/04/What-this-years-Budget-Speech-means-for-the-homebuying-market.jpeg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/home-loan-myths-debunked/</loc>
		<lastmod>2026-04-16T12:48:59+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2026/04/Home-Loan-Myths-Debunked.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2026/04/Home-Loan-Myths-Debunked.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/top-female-homebuying-trends-of-2026/</loc>
		<lastmod>2026-04-16T12:57:47+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2026/04/Top-female-homebuying-trends-of-2026.jpeg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2026/04/Top-female-homebuying-trends-of-2026.jpeg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/5-property-compliance-certificates-everyone-should-know/</loc>
		<lastmod>2026-04-17T10:27:50+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2026/04/The-5-property-compliance-certificates-every-buyer-and-seller-should-know.jpeg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2026/04/The-5-property-compliance-certificates-every-buyer-and-seller-should-know.jpeg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/what-is-instalment-financing/</loc>
		<lastmod>2026-04-17T10:39:10+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2026/04/What-is-instalment-financing.jpeg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2026/04/What-is-instalment-financing.jpeg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/what-happens-if-i-default-on-my-home-loan/</loc>
		<lastmod>2026-04-17T10:45:02+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2026/04/What-happens-if-I-default-on-my-home-loan.jpeg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2026/04/What-happens-if-I-default-on-my-home-loan.jpeg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/how-to-give-yourself-a-buying-edge-in-a-sellers-market/</loc>
		<lastmod>2026-04-17T11:01:52+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2026/04/How-to-give-yourself-a-buying-edge-in-a-sellers-market.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2026/04/How-to-give-yourself-a-buying-edge-in-a-sellers-market.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/green-home-loans-unpacked/</loc>
		<lastmod>2026-04-20T13:58:15+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2026/04/Green-home-loans-unpacked.jpeg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2026/04/Green-home-loans-unpacked.jpeg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/property-advice-for-homebuyers-from-sas-home-loan-experts/</loc>
		<lastmod>2026-04-30T09:04:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/oobarometer/</loc>
		<lastmod>2026-04-30T10:37:38+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2018/07/oobarometer.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2026/01/oobarometer-q1-jan-mar-2026.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2026/01/ooba-home-loans-application-intake.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2026/01/ooba-home-loans-regional-price-inflation.webp</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2026/01/ooba-home-loans-national-applications.webp</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/what-budget-2026-means-for-sa-property/</loc>
		<lastmod>2026-05-06T10:42:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/rejected-home-loan-dont-give-up-hope/</loc>
		<lastmod>2026-05-06T10:51:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/five-defining-property-trends-for-2026-2/</loc>
		<lastmod>2026-05-06T11:05:15+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2026/05/ohl.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2026/05/ohl3-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/how-bond-origination-started-in-south-africa/</loc>
		<lastmod>2026-05-22T08:00:17+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2026/05/How-bond-origination-started-in-South-Africa.jpeg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2026/05/How-bond-origination-started-in-South-Africa.jpeg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/four-homebuying-scams-to-watch-out-for-in-2026/</loc>
		<lastmod>2026-05-22T09:16:40+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2026/05/Four-homebuying-scams-to-watch-out-for-in-2026.jpeg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2026/05/Four-homebuying-scams-to-watch-out-for-in-2026.jpeg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/can-you-renegotiate-your-home-loan-terms/</loc>
		<lastmod>2026-05-22T09:25:34+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2026/05/Can-you-renegotiate-your-home-loan-terms.jpeg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2026/05/Can-you-renegotiate-your-home-loan-terms.jpeg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/how-rentvesting-is-getting-first-time-homebuyers-on-the-property-ladder/</loc>
		<lastmod>2026-05-22T09:33:40+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2026/05/How-rentvesting-is-getting-first-time-homebuyers-on-the-property-ladder.jpeg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2026/05/How-rentvesting-is-getting-first-time-homebuyers-on-the-property-ladder.jpeg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/when-is-best-time-to-sell/</loc>
		<lastmod>2026-05-25T11:24:42+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/10/when-is-best-time-to-sell.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/10/when-is-best-time-to-sell.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/first-time-home-buyers-grant/</loc>
		<lastmod>2026-05-25T11:43:16+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2020/03/first-time-home-buyers-grant.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2020/03/first-time-home-buyers-grant.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/sectional-title/</loc>
		<lastmod>2026-05-25T11:47:18+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2019/07/sectional-title.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://www.ooba.co.za/app/uploads/2019/07/sectional-title.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/first-time-home-buyers-benefits-south-africa/</loc>
		<lastmod>2026-05-25T11:54:05+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2021/07/first-time-home-buyers-benefits-south-africa.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2021/07/first-time-home-buyers-benefits-south-africa.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/06/Untitled-1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2022/06/flisp-application-process.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/how-to-pay-back-a-home-loan/</loc>
		<lastmod>2026-06-03T11:37:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.ooba.co.za/resources/zero-deposit-and-cost-inclusive-home-loan-demand/</loc>
		<lastmod>2026-06-08T09:41:57+00:00</lastmod>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2026/06/zero-deposit-and-cost-inclusive-home-loan-demand.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.ooba.co.za/app/uploads/2026/06/home-loan-approval-rates.png</image:loc>
		</image:image>
	</url>
</urlset>
<!-- XML Sitemap generated by Yoast SEO -->