Phone us on 0860 00 66 22

Phone us on 0860 00 66 22

Get prequalified for a home loan today

Whether you're looking to buy or ready to put in an offer, we recommend you get prequalified. Do it yourself with our online Bond Indicator tool or get expertly verified by an expert before submitting your offer.

DO IT YOURSELF SPEAK TO AN EXPERT

  • Do it yourself
    Do it yourself

    The ooba bond indicator is a FREE online prequalification tool that allows you to check your credit score and establish what you can realistically afford in a matter of minutes.

    Do it yourself
  • Speak to an expert
    Speak to an expert

    An expert will examine your credit record and your income and expenses in the same way a bank would to give you an accurate assessment of what you can afford and how likely you are to qualify for a bond.

    Speak to an expert

Why you should get prequalified

ooba’s prequalification allows you to check your credit score and assess how much you can afford.

  • Shop with confidence

    Knowing your credit score allows you to address any issues before applying for a home loan.

  • Know how much you can afford 

    ooba considers your financial information in the same way a bank would, to give you an accurate assessment of what you can afford.

  • Get the competitive advantage

    Sellers are more likely to accept an offer from someone who has proof that they can afford to buy.

  • Sign a sale agreement with peace of mind

    Pre-approval protects you from putting in an offer on a property you can’t afford. Why risk disappointment?

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Hundreds of thousands of customers trusted us

Jacqui Sharp

Brilliant service from ooba

“I recently purchased a home, and Susanne Adler at ooba submitted my bond application to the numerous banks. Her service was phenomenal, she attended to every query and went out of her way to get the best deal for me. I am super-impressed with her and the other staff I dealt with at ooba. I strongly recommend them to anyone who is looking to buy a home and needs to apply for a bond. Efficiency and friendliness at its best! Thank you, ooba.”

Tamaara Davids

Second time around was just as amazing

“Carey assisted me two years ago when I purchased my first apartment in Rosebank, Cape Town. I had absolutely no idea what to expect, but Carey explained the entire process to me (more than once) and regularly kept me updated, guiding me throughout. I obtained a loan with no hassle at all, and the transfer went through without any issues. When the offer on my second property was signed, I immediately contacted ooba and requested Carey’s assistance. My experience the second time around was just as amazing. I told Carey that I would very much like to secure a loan with my own bank (ABSA). ABSA came back with an offer, but did not offer me the most competitive rate (compared to the other banks). Carey very quickly negotiated a reduction better than the best rate I had been offered! I could not imagine going through the bond application process without Carey. I would definitely recommend ooba to anyone purchasing a property!”

Danielle Bolton

It was such a wonderful experience

“Cindy has many strengths, and is your absolute partner in securing the best bond for your home. She understands the stresses and anxiety of purchasing ‘the home of your dreams’ and goes the distance to keep you informed of the process, and to help you put your best foot forward. It was such a wonderful experience working with Cindy, that I’d recommend her in half a heartbeat. I mean, who wouldn’t want to receive excellent customer service when making such a significant purchase? Thank you Cindy, you’re a rock star!”

Speak to an expert

Request a call to have one of our experts prequalify you.

Our experts are available from 8am to 5pm, Monday to Friday excluding public holidays.
We will respond within 24 hours.