Get prequalified for a home loan today
Whether you're looking to buy or ready to put in an offer, we recommend you get prequalified. Do it yourself with our online Bond Indicator tool or get expertly verified by an expert before submitting your offer.
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Do it yourself
The ooba bond indicator is a FREE online prequalification tool that allows you to check your credit score and establish what you can realistically afford in a matter of minutes.
Do it yourself -
Speak to an expert
An expert will examine your credit record and your income and expenses in the same way a bank would to give you an accurate assessment of what you can afford and how likely you are to qualify for a bond.
Speak to an expert
Why you should get prequalified
ooba’s prequalification allows you to check your credit score and assess how much you can afford.
Shop with confidence
Knowing your credit score allows you to address any issues before applying for a home loan.
Know how much you can afford
ooba considers your financial information in the same way a bank would, to give you an accurate assessment of what you can afford.
Get the competitive advantage
Sellers are more likely to accept an offer from someone who has proof that they can afford to buy.
Sign a sale agreement with peace of mind
Pre-approval protects you from putting in an offer on a property you can’t afford. Why risk disappointment?
Hundreds of thousands of customers trusted us
Melissa and Hykie
We finally have our dream home
“Thank you, ooba, for the outstanding service in helping us get our dream home. Thank you for going to the end of the world for Hykie and me. It was a hassle-free, stress-free process. We are one happy family and our four furry children now have a beautiful big garden to run around in… they, too, are so happy!”
Annebe Cooke
You simply never gave up
“Thank you, Charlene Viljoen, for your enthusiasm, communication skills and professional demeanour in helping me obtain a bond for our property near Kruger National Park. You were so reliable, dedicated and upbeat at all times – and how you put up with all my questions, I’ll never know! You simply never gave up and I doubt that I would have gotten that bond and property without you. Of particular value to me was your outstanding level of service and follow-through.”
Bronwen van Aswegen
Excellent, professional service from ooba
“I commend ooba – and especially Corné and Marita – for their excellent, professional service. Corné and her team made the home loan application process easy, speedy and successful. From the start they kept me updated on the process – not once did I have to contact them for feedback. The process was effortless, and once my documents were submitted, they did their utmost to get us the home loan we required and negotiated a great interest rate. All within a week. For first-time home buyers the process is well-managed. I will be recommending ooba and Corné to family, friends and colleagues. Thank you so much. I hope to be working with you again in the future.”
Our experts are available from 8am to 5pm, Monday to Friday excluding public holidays.
We will respond within 24 hours.