Phone us on 0860 00 66 22

Phone us on 0860 00 66 22

ooba gets you multiple home loan quotes to compare

You can’t be guaranteed of the most competitive rate until you’ve got all the banks to quote. Let us source multiple quotes for you to compare.

Get prequalified Speak to an expert

We work with all the leading banks to secure you a home loan

3 easy steps to owning your own home

  • 1. Get prequalified
    1. Get prequalified

    A prequalification certificate establishes your credit rating and gives you an accurate indication of how much you can afford.

  • 2. Find a home
    2. Find a home

    Armed with your certificate, you have a realistic idea of the property you can afford and proof that you are eligible for a home loan.

  • 3. Get the best bond
    3. Get the best bond

    ooba gets multiple banks, including your own, to provide you with quotes to compare. All that’s left is for you to make a decision from the multiple quotes presented.

GET PREQUALIFIED

Our service is FREE, with zero obligation.

ooba is more likely to secure you a bond than your bank

By using ooba you are 36% more likely to get your home loan approved than by just applying to your bank.

  • We will help you complete one application form which can be submitted to all banks.

  • We will apply to multiple banks including your own with only one application.

  • We will provide you with multiple quotes to compare.

  • We will negotiate rate & terms where necessary.

  • We will help you secure a zero deposit bond if required.

APPLY

Our service is FREE, with zero obligation.

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Hundreds of thousands of customers trusted us

Mr and Mrs Ngobeni

Thank you for the excellent service

“We appreciate the excellent service we received from your office. Sandra and Hannetjie went the extra mile to ensure that we get our bond approved. The advice and support we received throughout the process has not gone unnoticed.”

Tamaara Davids

Second time around was just as amazing

“Carey assisted me two years ago when I purchased my first apartment in Rosebank, Cape Town. I had absolutely no idea what to expect, but Carey explained the entire process to me (more than once) and regularly kept me updated, guiding me throughout. I obtained a loan with no hassle at all, and the transfer went through without any issues. When the offer on my second property was signed, I immediately contacted ooba and requested Carey’s assistance. My experience the second time around was just as amazing. I told Carey that I would very much like to secure a loan with my own bank (ABSA). ABSA came back with an offer, but did not offer me the most competitive rate (compared to the other banks). Carey very quickly negotiated a reduction better than the best rate I had been offered! I could not imagine going through the bond application process without Carey. I would definitely recommend ooba to anyone purchasing a property!”

Mr & Mrs Starkey

Very rare that you get service like that today

“My husband and I would like to thank you so much for assisting us from the first moment we were in contact with you. We are so grateful for the exceptional service you have given us, keeping us updated through it all, and your speedy response day or night. Even though we were so indecisive, you went the extra mile to keep us happy without any hesitation. Very rare that you get service like that today. Thank you once again.”

Got questions?

Here are the answers to our most frequently asked questions.
Contact us directly to speak to an expert.

  • Can I get a home loan without a deposit?

    Yes, all the major banks are offering 100% loans, subject to certain qualifying criteria being met.

  • Why should I get prequalified?

    A prequalification certificate establishes your credit rating and gives you an accurate indication of how much you can afford.

  • I have been prequalified, will the bank guarantee this money?

    While not an absolute guarantee, 85% of all home loan applications with a prequalification certificate are approved.

  • What does a credit check include?

    A thorough analysis of your credit history, including your credit score which is determined by the frequency of payments of your retail accounts.

Speak to an expert

Request a call to have one of our experts prequalify you.

Our experts are available from 8am to 5pm, Monday to Friday excluding public holidays.
We will respond within 24 hours.