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Phone us on 0860 00 66 22

Phone us on 0860 00 66 22

ooba gets you multiple home loan quotes to compare

You can’t be guaranteed of the most competitive rate until you’ve got all the banks to quote. Let us source multiple quotes for you to compare.

  • I have found a home to buy

    I am making offers to purchase a property I’ve found

    apply now
  • I need to get prequalified

    Check my credit score and what home loan I can afford

    prequalify me
  • I’m still looking for a home

    I’m searching property portals and visiting show houses

    get started

We work with all the leading banks to secure you a home loan

3 easy steps to owning your own home

  • 1. Get prequalified
    1. Get prequalified

    A prequalification certificate establishes your credit rating and gives you an accurate indication of how much you can afford.

  • 2. Find a home
    2. Find a home

    Armed with your certificate, you have a realistic idea of the property you can afford and proof that you are eligible for a home loan.

  • 3. Get the best bond
    3. Get the best bond

    ooba gets multiple banks, including your own, to provide you with quotes to compare. All that’s left is for you to make a decision from the multiple quotes presented.

GET PREQUALIFIED

Our service is FREE, with zero obligation.

ooba is more likely to secure you a bond than your bank

By using ooba you are more likely to get your home loan approved than by just applying to your bank.

  • We will help you complete one application form which can be submitted to all banks.

  • We will apply to multiple banks including your own with only one application.

  • We will provide you with multiple quotes to compare.

  • We will negotiate rate & terms where necessary.

  • We will help you secure a zero deposit bond if required.

APPLY NOW

Our service is FREE, with zero obligation.

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Hundreds of thousands of customers trusted us

Annebe Cooke

You simply never gave up

“Thank you, Charlene Viljoen, for your enthusiasm, communication skills and professional demeanour in helping me obtain a bond for our property near Kruger National Park. You were so reliable, dedicated and upbeat at all times – and how you put up with all my questions, I’ll never know! You simply never gave up and I doubt that I would have gotten that bond and property without you. Of particular value to me was your outstanding level of service and follow-through.”

Quinten Mulder

I’ll always be grateful

“Thank you for assisting me in starting the next chapter of my life in my amazing new home. Thank you, ooba, for making a positive change in people’s lives. I’ll always be grateful.”

Devon Smart

Exceptional service

“Bronwyn Philip from ooba has been assisting us with all of our property acquisitions for many years. Her service has been nothing short of incredible and we look forward to working with her for years to come.”

Got questions?

Here are the answers to our most frequently asked questions.
Contact us directly to speak to an expert.

  • Can I get a home loan without a deposit?

    Yes, all the major banks are offering 100% loans, subject to certain qualifying criteria being met.

  • Why should I get prequalified?

    A prequalification certificate establishes your credit rating and gives you an accurate indication of how much you can afford.

  • I have been prequalified, will the bank guarantee this money?

    While not an absolute guarantee, 85% of all home loan applications with a prequalification certificate are approved.

  • What does a credit check include?

    A thorough analysis of your credit history, including your credit score which is determined by the frequency of payments of your retail accounts.

Speak to an expert

Request a call to have one of our experts prequalify you.

Our experts are available from 8am to 5pm, Monday to Friday excluding public holidays.
We will respond within 24 hours.