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Phone us on 0860 00 66 22

Phone us on 0860 00 66 22

ooba gets you multiple home loan quotes to compare

You can’t be guaranteed of the most competitive rate until you’ve got all the banks to quote. Let us source multiple quotes for you to compare.

  • I have found a home to buy

    I am making offers to purchase a property I’ve found

    apply now
  • I need to get pre-approved

    Check my credit score and what home loan I can afford

    pre-approve me
  • I’m still looking for a home

    I’m searching property portals and visiting show houses

    get started

We work with all the leading banks to secure you a home loan

3 easy steps to owning your own home

  • 1. Get pre-approved
    1. Get pre-approved

    A pre-approved certificate establishes your credit rating and gives you an accurate indication of how much you can afford.

  • 2. Find a home
    2. Find a home

    Armed with your certificate, you have a realistic idea of the property you can afford and proof that you are eligible for a home loan.

  • 3. Get the best bond
    3. Get the best bond

    ooba gets multiple banks, including your own, to provide you with quotes to compare. All that’s left is for you to make a decision from the multiple quotes presented.

GET PRE-APPROVED

Our service is FREE, with zero obligation.

ooba is more likely to secure you a bond than your bank

By using ooba you are more likely to get your home loan approved than by just applying to your bank.

  • We will help you complete one application form which can be submitted to all banks.

  • We will apply to multiple banks including your own with only one application.

  • We will provide you with multiple quotes to compare.

  • We will negotiate rate & terms where necessary.

  • We will help you secure a zero deposit bond if required.

APPLY NOW

Our service is FREE, with zero obligation.

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Hundreds of thousands of customers trusted us

Nomonde

Nomonde Nyawose

Amazing efficiency and professionalism

Thank you so much to ooba home loans. Your communication and service throughout the process was amazing. I cannot thank you enough for taking a huge load off my shoulders, especially since I’m a first time buyer. Your patience, kindness and friendliness made it seem as if I was dealing with a company I had known for years, and who has my best interests at heart.
Ayanda Raziya

Ayanda Raziya

My hope was restored

After almost giving up hope with getting home finance, my hope was restored when an ooba consultant assisted me. My own bank rejected the application twice. Our consultant said we should broaden our search and look at other banks. They kept me updated with feedback from the various banks, and assured me that we would succeed in getting home finance. They are a pleasure to work with and go over and above what is required. Thank you ooba.

Poelo

Poelo Rangoako

Such a pleasant experience

I had such a pleasant experience with ooba Home Loans, who assisted me with my bond application. They were very patient and motivated to ensure a successful outcome of my application. Thank you so very much. This is so appreciated.

Got questions?

Here are the answers to our most frequently asked questions.
Contact us directly to speak to an expert.

  • Can I get a home loan without a deposit?

    Yes, all the major banks are offering 100% loans, subject to certain qualifying criteria being met.

  • Why should I get pre-approved?

    A pre-approved certificate establishes your credit rating and gives you an accurate indication of how much you can afford.

  • I have been pre-approved, will the bank guarantee this money?

    While not an absolute guarantee, 85% of all home loan applications with a pre-approved certificate are approved.

  • What does a credit check include?

    A thorough analysis of your credit history, including your credit score which is determined by the frequency of payments of your retail accounts.

Speak to an expert

Request a call to have one of our experts pre-approve you.
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Our experts are available from 8am to 5pm, Monday to Friday excluding public holidays.
We will respond within 24 hours.