Home buyer journey

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  • You decide to look for a new home.
  • Find out how much you can afford and apply for a FREE Prequalification certificate from ooba
  • ooba contacts you and Prequalification certificate issued by your ooba consultant.
  • You find your new home and sign Offer To Purchase. (OTP)
  • You notify ooba consultant of OTP being signed.
  • ooba Consultant submits your application to multiple banks keeping you informed every step of the way.
  • Your ooba consultant will present you with loan offers form the bank. You accept the best offer form the bank.
  • ooba Insurance contacts you to offer Building Protection and Mortgage Protector cover.
  • Bank nominates a bond attorney and issues instructions to register the bond.
  • The documents are signed at Registration and Transferring attorneys and the bond is logged at Deeds office.
  • Property transferred into your name.
  • You take occupation and move into your new home.