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What does building insurance cover?

The purpose of this kind of insurance is to protect you – and the bank – from the risk of structural damage arising from unforeseen events such as storm, fire, lightning damage, a burst geyser, burglary, and impact damage etc.

Some of the less well-known items covered by buildings insurance include:

  • alterations to your dwelling should you become confined to a wheelchair
  • damage to the garden
  • emergency services expenses
  • key, locks and remote control units
  • geyser bursts wear and tear
  • electrical gate and garage door motors
  • loss of rent
  • burglary
  • impact damage
  • wrongful arrest
  • accidental breakage to fixed glass and sanitary ware

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Average rating of 4.86 from over 4 550 reviews

Simply The Best

Ooba home loans services are simply the best. My Consultant Bianca Dancer was so hands on and helpful from the get go. She guided me through the entire process and put me at ease being a first time buyer. I highly recommend their services.

Tia J

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Excellent Service

Jay Govender and Maleshini Reddy from OOBA provided outstanding assistance and guidance in securing our home loan. Response times were excellent and they were professional and friendly.

Brice G

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Bond Application

Estelle Vorster was really helpful in securing the best deal for my home loan, she not only negotiated a lower interest rate she went as far as securing 50% discount on the transfer costs.

Butana M

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