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What are the requirements for a joint bond application

There are many reasons for multiple people to apply for a joint bond. For example, an unmarried couple can obtain certain benefits, and business partners may wish to purchase a property together.

Joint bonds require the same process as single home loan application, except that all parties involved will be assessed. The credit records of all parties will be taken into account.

By law, joint bond holders have to accept that they are responsible for the total bond repayment. That means if one partner defaults, the other will be held liable for their share of the bond.

Get prequalified to find out your credit record and determine what bond you would qualify for. You can get prequalied by contacting an expert at ooba Home Loans or by using our free, online tool, the Bond Indicator.

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