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Which is better, a fixed or variable home loan interest rate?

If you are working on a tight monthly budget, you might want to consider fixing your interest rate to avoid fluctuating bond repayments. However, fixed rates are usually higher than variable rates, meaning you’ll have to pay more in interest over the term of the loan.

Learn more about the pros and cons of variable and fixed interest rates.

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Average rating of 4.82 from over 3 000 reviews

Simply The Best

Ooba home loans services are simply the best. My Consultant Bianca Dancer was so hands on and helpful from the get go. She guided me through the entire process and put me at ease being a first time buyer. I highly recommend their services.

Tia J

Excellent Service

Jay Govender and Maleshini Reddy from OOBA provided outstanding assistance and guidance in securing our home loan. Response times were excellent and they were professional and friendly.

Brice G

Bond Application

Estelle Vorster was really helpful in securing the best deal for my home loan, she not only negotiated a lower interest rate she went as far as securing 50% discount on the transfer costs.

Butana M