Use our additional payments calculator to work out how much you will save on your total home loan costs by paying extra into your bond.

How much would I save if I pay more?

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Although every effort has been made to ensure the accuracy of our calculators, ooba (Pty) Ltd. and its subsidiaries accept no liability in respect of any errors contained herein. Under no circumstances will ooba (Pty) Ltd and its subsidiaries be liable for any loss or damages whatsoever arising from the use of this calculator.

If you find that you have surplus income, a good idea would be to use the additional payment/s towards your bond. This would be for more reasons than one, with the greatest being that you can pay your bond off in a much shorter period than originally expected. Additional payments can also save you a lot of money by lowering total interest payments on your bond.  The additional payments calculator helps you find out how much money you will save and by how many years you will shorten the term of your home loan.


Now that you’ve seen how additional repayments can help you shorten your repayment term and save you a lot of money on your initial home loan, click here to apply for a further home loan that’ll pay off your home and give you additional finance to use where it’s needed most.

For assistance through this process, feel free to contact an ooba expert today!


Hello ooba news

From independent advice to better interest rates (and better results), using a bond originator as your personal home-loan consultant comes with some major perks.

What is a bond originator

Buying your first home can be a very exciting time!

If you’re in the property market, or just considering buying your first home, you should be thinking about these things in 2014 to save you money and to protect your investment. Make one of these resolutions now, and stick to it!


A prequalification certificate will take some of the uncertainty out of the house